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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179302 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179314)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Balance need to be updated quicker and payment taken...

Balance need to be updated quicker and payment taken then and there Reviewed on: 10th July 2026

Great credit card

I have used PayPal credit on & off for at least 10 years so far, it has been better than a usual credit card Reviewed on: 10th July 2026

Helpful, polite and get whatever my problem is solved.

Helpful, polite and get whatever my problem is solved. Reviewed on: 10th July 2026

Paypal Credit,a must for me.

Paypal Credit is a great service and really handy for purchases over £100.Four months to pay at interest free is excellent.Very pleased to have this. Reviewed on: 10th July 2026

Paypal has been excellent to use , very easy and st...

Paypal has been excellent to use , very easy and stress free Reviewed on: 10th July 2026

Very easy and straights forward

Very easy and straight forward, quick and accessibly friendly. Reviewed on: 10th July 2026

I have needed to use the customer service.

I have needed to use the customer service. Otherwise I've been using PayPal for ages and it works well for me. Especially the 4month 0% interesting for more expensive items Reviewed on: 10th July 2026

Best app i use for purchases and credit.

Easy to use, quick and when I've needed to speak with someone, they've been excellent. Reviewed on: 10th July 2026

Very good and helpfull.

Good on phone but then communication broke down Should have taken operators name so partly my fault Reviewed on: 10th July 2026

My PayPal card

Great service and support easy to use pretty much acceptable at all merchants. Customer service easily accessible too on case assistance is needed would highly recommend. It has turned out to be my card of choice giving me peace of mind. Reviewed on: 10th July 2026

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