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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179289 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179289)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The facility is very handy and convenient.

The facility is very handy and convenient. Easy to use as most retailers and purchase workflows accept PayPal credit. I have relied on this without fail! Reviewed on: 10th July 2026

Review Good

It’s good and quick and easy when paying and can just connect to paypal Reviewed on: 10th July 2026

PayPal is so handy to use when purchasing on line be...

PayPal is so handy to use when purchasing on line because it is so safe & will always look after you if a problem arises.It will open disputes & solve them to yr benefit when items aren't what they were suppose to be .I wouldn't pay any other way. Reviewed on: 10th July 2026

Use frequently, would recommend!

PayPal provides the flexibility of pay in three and Paypal credit which helps me budget my monthly salary better. I frequently use PayPal and have never experienced any issues. I would recommend PayPal :-) Reviewed on: 10th July 2026

PayPal; it’s a no brainer

Sending and paying is really intuitive Reviewed on: 10th July 2026

I’ve had no issues from start to current time.

I’ve had no issues from start to current time. Everything has been clear and I’ve not had to speak to customer service. Easy to make payments. I will use again once I’ve paid off and have recommended friends & Family to use PayPal Credit. Overall great service. Reviewed on: 10th July 2026

Never had any issues always very good especially usi...

Never had any issues always very good especially using on big purchases and also protects my purchases Reviewed on: 10th July 2026

The option to pay the bill in instalments.

The option to pay the bill in instalments. Reviewed on: 10th July 2026

Great customer service/supporti

Great customer service/support, mobile app is simple to use, the interest free promotional offers are a great addition and have made use of these to buy and not incur additional interest Reviewed on: 10th July 2026

PayPal is by far the best way of funding purchases.

PayPal is by far the best way of funding purchases. Whether by paying directly form the many account or by using the PayPal credit facility. Excellent service every time. Reviewed on: 10th July 2026

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