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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169735 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (169738)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Amazing Service! !

I have found PayPal to be really accessible with pay in three or my credit account I’ve been able to afford things I would have not been able to before it is a great service that is accepted everywhere Reviewed on: 7th July 2026

When I accidentally missed a payment when I was in h...

When I accidentally missed a payment when I was in hospital with a life-threatening condition, they were very helpful and took away any penalties that had been incurred. Reviewed on: 7th July 2026

Easy to use and handy for different ways of shopping.

Easy to use and handy for different ways of shopping. Reviewed on: 7th July 2026

Great easy to work App

Great easy to work App, navigating is so straight forward to other banking apps I have used. Customer service easy to reach and in a professionally knowledgeable way. Reviewed on: 7th July 2026

I rarely have problems

I rarely have problems and if I do they quickly are sorted. Only let down is sellers sometimes cancel my purchase because someone else bought the last item seconds before me. They have more than one listing for the same items running at the same time. Mainly though, sellers I’ve found are friendly and helpful. Reviewed on: 7th July 2026

Having a Pal

Never really had problems-would like to have access to an email service to query items if necessary, also noticed it is awkward to cancel existing plans Reviewed on: 7th July 2026

Good for pay in three, buy now pay later, sending m...

Good for pay in three, buy now pay later, sending money to friends and more! Reviewed on: 7th July 2026

PayPal always offered excellent customer service.

Anytime that I contacted PayPal customer services, my queries were swiftly and efficiently addressed. My inquiries were handled with both speed and effectiveness whenever I reached out to PayPal customer support Reviewed on: 7th July 2026

PayPal experience

I've had a couple of issues where items have not been received and PayPal managed to reclaim my money back Reviewed on: 7th July 2026

PayPal is excellent for various transaction types

I use PayPal for various needs, from single purchase, to pay in instalments as well as to transact between friends and family. Easy, efficient and effective Reviewed on: 7th July 2026

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