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PayPal: PayPal Credit reviews

4.73
Based on 178,033 reviews, last reviewed 12th Jul 2026
892% increase in 5 star reviews
in the past 90 days
828% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026
Lana 's avatar
Lana

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026
NC's avatar
NC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178443)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service and very prompt dealing with any issues

5
Good service and very prompt dealing with any issues Reviewed on: 9th July 2026

Excellent service!

5
Excellent service!Very good offer and payment plans ! Reviewed on: 9th July 2026

Im happy with your service, everything as spouse to...

5
Im happy with your service, everything as spouse to be Reviewed on: 9th July 2026

Great, couldn't ask for more, they give everything y...

5
Great, couldn't ask for more, they give everything you can ask for from a credit. Thank you very much. I also like to say that I got it very fast, and that payments go through. That is my review, thanks Reviewed on: 9th July 2026

Very good and very reliable service

5
Very good and very reliable service Reviewed on: 9th July 2026

it is easy and secure but it should more flexible an...

5
it is easy and secure but it should more flexible and more solutions Reviewed on: 9th July 2026

Great service.

5
Great financial support with great customer service. Paypal App easy to use and navigate. Thank you. Reviewed on: 9th July 2026

Always very helpful if you need customer services.

5
Always very helpful if you need customer services. Very helpful, told me someone had fraudulently used my account before I was aware.Sorted it all!! Reviewed on: 9th July 2026

Fast and easy to use PayPal credit, would highly rec...

5
Fast and easy to use PayPal credit, would highly recommend. 0% for 4 months is excellent especially when you need to space your payment out. Reviewed on: 9th July 2026

I find it so easy to use.

5
I find it so easy to use. The staff are superb and payment is super fast and secure Reviewed on: 9th July 2026

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