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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57709 reviews)

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4.91

Based on 57,709 reviews, last reviewed 8th Apr 2026

637800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Used PayPal for a long time always reliable and trus... Used PayPal for a long time always reliable and trustworthy. My definitely go to. Reviewed on: 8th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57709)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Secure shopping pay in three is great for big purcha...

Secure shopping pay in three is great for big purchases and option to use the credit card Reviewed on: 6th April 2026

The best credit facility and customer service

The best credit instalment payment with no charges for some period, making it the best I have seen and the best customer service experience. Reviewed on: 6th April 2026

Brilliant customer service and ease of use.

Brilliant customer service and ease of use. Choose PayPal time and time again - perfect! Reviewed on: 6th April 2026

PayPal is my go to for everything!

I always use PayPal. Even more so now they do rewards. They build up really fast too. I have PayPal credit, pay in 3 & use it for many other things. Always my preferred way to be as it protects me from scammers & helps with disputing transactions, should there be any. Absolutely fantastic Reviewed on: 6th April 2026

Great experience with PayPal credit as my first cred...

Great experience with PayPal credit as my first credit card, helped to build my credit score and always paid on time with help of the assistive emails. Reviewed on: 6th April 2026

PayPal excellent service

Always excellent service, I feel all my financial information is safe Reviewed on: 6th April 2026

Super convenient and easy to use

Super convenient and easy to use Reviewed on: 6th April 2026

Excellent Service

I use PayPal daily especially the debit card to collect points when shopping Reviewed on: 6th April 2026

Convenient and clear.

Convenient and clear. Feel safe using it and offers are good. Reviewed on: 6th April 2026

Great facility but be aware of their resolutions team.

Great facility and so easy to use online. However, if things go wrong, which in my case was making an extra payment of £1000 toward my balance and it taking 3 attempts to go through, they immediately withdrew all of my interest free offers and backdated the interest they'd given me on my 0% offers and added £400 charges on my account. The joke is my DD was paid, this was an additional payment which they recieved just took me 3 go's over 10 minutes and they stiffed me. Customer ser ices was useless and it took me over a month to get half resolution which I had to settle for. So £200 out of pocket. This was they only time I've had an issue, apart from that it's been sweet for years. Reviewed on: 6th April 2026

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