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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57792 reviews)

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4.91

Based on 57,792 reviews, last reviewed 9th Apr 2026

645400% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’m happy about PayPal /paypal credit I’m happy about PayPal /paypal credit Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57792)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It's easy for use the PayPal account

It's easy for use the PayPal account Reviewed on: 6th April 2026

I had to take them to the financial ombudsman so...

I had to take them to the financial ombudsman for resolution over unclear policies and being wrongly charged interest of payments that had been paid off. The ombudsman was brilliant Reviewed on: 6th April 2026

Love the Paypal 3 instalment, helps with impromptu p...

Love the Paypal 3 instalment, helps with impromptu purchase Reviewed on: 6th April 2026

Great options to pay and great customer service

Great options to pay and great customer service Reviewed on: 6th April 2026

Convenience made easy

The service is very easy to use and gives me confidence that I have additional support available if needed before payday. The convenience makes the entire process simple and seamless. Reviewed on: 6th April 2026

Provides financial breathing space and flexibility

I've relied on PayPal Credit for years as it has given me that much-needed financial breathing space and flexibility without affecting my credit score Reviewed on: 6th April 2026

Highly Recommended

Flexible repayment options are really helpful. Reviewed on: 6th April 2026

Been using paypal for most payment for cloths etc an...

Been using paypal for most payment for cloths etc and never a problem, better than using bank details. Reviewed on: 6th April 2026

It was very easy to apply, it is intrest free for 4...

It was very easy to apply, it is intrest free for 4 months, I get notifications for transactions. Happy days Reviewed on: 6th April 2026

Easy to use and has help me with me with purchases.

Easy to use and has help me with me with purchases. Reviewed on: 6th April 2026

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