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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178189 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178207)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Love PayPal for pay in 3 or credit

Love PayPal for pay in 3 or credit Reviewed on: 9th July 2026

Always very helpful. Great experiences with them.

Always very helpful. Very impressed with professionalism, speed and politeness. Staff are knowledgeable able it's easy to do everything you need from your App. I think they are able to support people to do things and enhance quality of life with their credit options and pay in three which is amazing. Reviewed on: 9th July 2026

Been using it for years.

Been using it for years. Will continue to as long as they still provide 0%interest per 4 months Reviewed on: 9th July 2026

Easy to use

Easy to use and very convenient. Helps me to budget Reviewed on: 9th July 2026

Always super handy

I have used PayPal Credit as a flexible way to spread the cost of purchases, and the application process was straightforward. The integration with PayPal makes payments easy to manage, and having the option of credit when needed can be useful. However, communication around account details, payment information, and promotional terms could be clearer. Overall, it is a convenient service, but customers need to carefully check the terms and manage payments to avoid unexpected charges. Reviewed on: 9th July 2026

Good experience easy to use and credit options if ne...

Good experience easy to use and credit options if needed Reviewed on: 9th July 2026

Paypal everyday!

I use PayPal for purchases online all the time. It makes me fill safe and comfortable to use it. Reviewed on: 9th July 2026

My experience with paypal is excellent everytime i u...

My experience with paypal is excellent everytime i use it, it is easily manageable and easily a great Reviewed on: 9th July 2026

happy customer

Always helpful very happy customer Reviewed on: 9th July 2026

PayPal easy way to pay

Every payment was so smooth with having chronic depression this service has help my life so much I don’t have to worry when it sing PayPal because I know that I am secure if all banks and apps work as well as PayPal it would make peoples lives so much easier thankyou Reviewed on: 9th July 2026

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