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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57449 reviews)

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4.91

Based on 57,449 reviews, last reviewed 8th Apr 2026

613700% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I am a huge fan of the PayPal credit for it's simple... I am a huge fan of the PayPal credit for it's simple and useable process. Also I am hugely favourable to the digital credit card Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57449)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

One of the biggest advantages is PayPal’s Buyer Prot...

One of the biggest advantages is PayPal’s Buyer Protection. If something you buy online doesn’t arrive or isn’t as described, you can often get your money back. That’s a big safety net compared to paying by bank transfer. Reviewed on: 6th April 2026

PayPal is easy to use and very user-friendly.

PayPal is easy to use and very user-friendly. The customer support is also excellent. Reviewed on: 6th April 2026

It's excellent and efficient when using PayPal to bu...

It's excellent and efficient when using PayPal to buy things online Reviewed on: 6th April 2026

SWITCHED ON

YOU CALL THEM AND THEY ANSWER - QUICKLY. YOU SPEAK TO THEM AND THEY LISTEN - AND SORT IT. YOU GO ON THEIR SITE AND ITS SIMPLE - AND EFFECTIVE. THEY NOTIFY YOU OF WHAT YOU NEED TO KNOW - AND EXPLAIN IT. YOU FEEL SAFE WITH THEM - AND THAT MATTERS. ULTIMATELY THEY MAKE SENSE - AND THEY CARE. THANK YOU PAYPAL - FOR EXISTING. Reviewed on: 6th April 2026

One-click financing at checkout

Hussle free process. You typically get 0% interest for 4 months on purchases. Good for spreading the cost of larger purchases without paying extra—if you repay on time. Convenient checkout Useful for frequent PayPal users Reviewed on: 6th April 2026

Always had a great experience with PayPal .

Always had a great experience with PayPal . Had to get a refund for an engine a while back and because we used PayPal . It was easy no stress . Use it often for payments and also use other features . Reviewed on: 6th April 2026

The Review

It’s a solid app and credit. Nice to be able to use the cards on Apple Pay now. Reviewed on: 6th April 2026

Easy, swift way of spending.

Easy, swift way of spending. You can pay your balance with PayPal balance or bank. Set up a direct debit so you don’t miss payment. You get reminded when payments due. Reviewed on: 6th April 2026

So simple and easy.

So simple and easy to use. Good tools to keep track of payments on time! Even return possible and refund was done with our any problems. Reviewed on: 6th April 2026

Great ang quick service.

Great ang quick service. Plenty of payment options available, like credit/debit card and paypal credit. Reviewed on: 6th April 2026

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