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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178165 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178171)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Quick and easy payment options and easy and safe way...

Quick and easy payment options and easy and safe ways to send money and pay for items on multiple sites Reviewed on: 9th July 2026

PayPal is good

I have been with PayPal for a while and never had issues with it. Reviewed on: 9th July 2026

paypal is really best way to pay.

paypal is really best way to pay. You have your list of payments made and if there are any problems paypal always helps. I find it it very useful and am greatful for the many times assistance and support has been given Reviewed on: 9th July 2026

Not as protected as I thought

Had an issue where I have proof that a carrier had accepted responsibility for not delivering but because they said I should claim from the store and this was not a full delivery the store or Paypal would not refund Reviewed on: 9th July 2026

Very easy process to use and set up.

Very easy process to use and set up. Clear on details of account and how to set up DD to pay balance and when interest would start. Reviewed on: 9th July 2026

One of the best buy now pay later options in the mar...

One of the best buy now pay later options in the market, with great free interest promotions, recommended! Reviewed on: 9th July 2026

Easy to use, love the choice for different payment o...

Easy to use, love the choice for different payment options as well as the fairness in paying off things with higher interest 1st to benefit the customer Reviewed on: 9th July 2026

PayPal has been a lifeline for me at times.

PayPal has been a lifeline for me at times. It has really helped when I have needed to buy expensive household items such as a cooker or fridge, as these can be difficult to pay for in one large payment. With PayPal, I have been able to spread the cost and pay in more manageable chunks. I also find it very easy to get help when needed, especially through the online customer service chat, which has always been helpful. When buying larger items from stores such as Currys, IKEA and many others, PayPal gives you the option to have extra time to pay the full amount. PayPal is a great option for families who need to spread out payments. Thank you, PayPal, for helping me when I needed it and for your understanding. Reviewed on: 9th July 2026

Easy to use great option for planned purchases.

PayPal is a fantastic way to spread the cost with interest free offers on purchases. Quick and easy to use during checkout. Reviewed on: 9th July 2026

Excellent and very professional.

Excellent and very professional. easy option on how to buy or use there product Reviewed on: 9th July 2026

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