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PayPal: PayPal Credit reviews

4.91
Based on 57,807 reviews, last reviewed 9th Apr 2026
646700% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal, it's all in the name.My Pal PayPal. Paypal, it's all in the name. I have a Pal that helps me Pay in a number of ways making life more relaxing and less of the feeling trapped in small pr... Read more Reviewed on: 9th April 2026
Cathrine B's avatar
Cathrine B

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57807)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal, the best of best. No challenger

5
I have been with PayPal for over 15 years and I've never had any issues with their services. Their customer service is top notch. Their conflict resolution can not be challenged. Once you report a company, they're swift to investigate and resolve the problem. Reviewed on: 6th April 2026

Paypal has your back

5
I just never have to worry about making transactions when PayPal ‘has my back. Reviewed on: 6th April 2026

Very easy to navigate & quick transactions.

5
Very easy to navigate & quick transactions. Reviewed on: 6th April 2026

Its great,versatile for everyone

5
Its great,versatile for everyone Reviewed on: 6th April 2026

5 stars excellent

5
Always excellent customer service whenever needed Reviewed on: 6th April 2026

It's easy for use the PayPal account

5
It's easy for use the PayPal account Reviewed on: 6th April 2026

I had to take them to the financial ombudsman so...

1
I had to take them to the financial ombudsman for resolution over unclear policies and being wrongly charged interest of payments that had been paid off. The ombudsman was brilliant Reviewed on: 6th April 2026

Love the Paypal 3 instalment, helps with impromptu p...

5
Love the Paypal 3 instalment, helps with impromptu purchase Reviewed on: 6th April 2026

Great options to pay and great customer service

5
Great options to pay and great customer service Reviewed on: 6th April 2026

Convenience made easy

5
The service is very easy to use and gives me confidence that I have additional support available if needed before payday. The convenience makes the entire process simple and seamless. Reviewed on: 6th April 2026

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