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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149867 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149868)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I like the buyer protection that they offer!

I like the buyer protection that they offer! Reviewed on: 25th June 2026

Always good user experience

Always good user experience. Customer service are great whenever I need to speak to them about anything. The app is great. The 4 months interest free on anything over £100 is such a great perk. I use this quite a lot and find it really helps. Reviewed on: 25th June 2026

PayPal credit with a difference

Never had a problem with PayPal very happy with the service Reviewed on: 25th June 2026

Easy to use and trouble free

I've used PayPal for as long as I can remember. A couple of times I've had disputes with a seller and PayPal has helped to resolve them. Their services are easy to use, which makes purchases very easy and trouble free Reviewed on: 25th June 2026

It's handy to have for those emergencies, when they...

It's handy to have for those emergencies, when they arrive suddenly at the end of the month or if you're unprepared for Christmas or birthdays. Reviewed on: 25th June 2026

Easy to use

Easy to set up, easy to use on the app, can easy see when payments are due and get notified of upcoming payments in advance. Reviewed on: 25th June 2026

Paypal is my goto way to pay online

Paypal is my goto way to pay online when its an option. Straightforward and just a few clicks to complete the transaction. Reviewed on: 25th June 2026

Excellent service provided for many yearsi...

I’ve used PayPal now for many years and have found it easy, a safe way to pay for items and I’m covered if something happens with an item. They have always provided myself with excellent service that’s why I’ve stayed for many years. Reviewed on: 25th June 2026

Up to now ive had no problems at sll using paypal ir...

Up to now ive had no problems at sll using paypal irs so easy to use, im not a bit technical but even i can use it Reviewed on: 25th June 2026

PayPal has been very convenient and easy to you

PayPal has been very convenient and easy to you Reviewed on: 25th June 2026

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