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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178153 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178153)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal is a great way to pay for goods.

Paypal is a great way to pay for goods. Great customer service especially reminders on payment dates Reviewed on: 9th July 2026

Always use PayPal if option and will likely not use...

Always use PayPal if option and will likely not use a website if PayPal isn't an option, good to know purchase is safe Reviewed on: 9th July 2026

stress free repayments

was easy to sign up for and manage my repayments. would also get nice reminders Reviewed on: 9th July 2026

Swift and easy experience.

Swift and easy experience. Payments feel secure and the app is so user friendly Reviewed on: 9th July 2026

Excellent service.

Excellent service. Thats the best for me Reviewed on: 9th July 2026

PayPal is easy fast and straightforward can also tra...

PayPal is easy fast and straightforward can also track packages now Reviewed on: 9th July 2026

Best company

Amazing and really easy to use! No headache and very straight forward! Reviewed on: 9th July 2026

My experience with PayPal is very good.

My experience with PayPal is very good. Especially because I used PayPal to buy items, I was able to avoid financial loss, and I am very happy about this. Reviewed on: 9th July 2026

I can't fault PayPal

I can't fault. Easy to use, clear terms. Helpful staff if you need to call. I think banks could learn a lot from this model Reviewed on: 9th July 2026

easy to see exactly what is going on in the account,...

easy to see exactly what is going on in the account, when a payment is due, how much balance is left, etc., so it is very easy to manage Reviewed on: 9th July 2026

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