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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57816 reviews)

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4.91

Based on 57,816 reviews, last reviewed 9th Apr 2026

647600% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great to get a mix of credit products that are simpl... Great to get a mix of credit products that are simple and easy to use. The cards are expanding its reach meaning I can now use in store. Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57816)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Highly Recommended

Flexible repayment options are really helpful. Reviewed on: 6th April 2026

Been using paypal for most payment for cloths etc an...

Been using paypal for most payment for cloths etc and never a problem, better than using bank details. Reviewed on: 6th April 2026

It was very easy to apply, it is intrest free for 4...

It was very easy to apply, it is intrest free for 4 months, I get notifications for transactions. Happy days Reviewed on: 6th April 2026

Easy to use and has help me with me with purchases.

Easy to use and has help me with me with purchases. Reviewed on: 6th April 2026

I ve been using Paypal for more than 10 years now, a...

I ve been using Paypal for more than 10 years now, and had no issues every single time I ve been paying with Paypal Credit. Also customer service very helpful! Reviewed on: 6th April 2026

Convenient for sure

- handy and convenient, easy to use and I love the 0% for 4 months… really really handy. Very clear and transparent. Reviewed on: 6th April 2026

Paypal credit is awesome I use PayPal credit all the...

Paypal credit is awesome I use PayPal credit all the time for every purchase I make and I am happy with service as it allows me to be flexible with my spending and how much I repay back with any charges Reviewed on: 6th April 2026

Paypal credit is great , i can easily and efficientl...

Paypal credit is great , i can easily and efficiently use paypal credit with multiple retailers Reviewed on: 6th April 2026

Very smooth, stress free transactions, excellent ser...

Very smooth, stress free transactions, excellent service, I have never had any problems with any of my transactions. One of the best customer experience I jave dor tue lingest time now. Reviewed on: 6th April 2026

Good service

Easy to use. Whenever er I have a problem i have no issues co tacting them and always helpful. Reviewed on: 6th April 2026

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