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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178138 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178142)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great options

Keeps you in the know and plenty of payment options Reviewed on: 9th July 2026

No issues whatsoever!!

I've never had an issue with PayPal, always reliable. Reviewed on: 9th July 2026

Secure, Reliable, and a Real Financial Lifesaver

PayPal has been an excellent way to send, receive, and manage money securely. I’ve always found it to be reliable and easy to use, giving me confidence that my transactions are protected. One of the features I value most is the ability to spread the cost of purchases over time. It has helped me buy items when I needed them while managing my finances responsibly. Making repayments on time has also helped me build and improve my credit score, which has been a real benefit. Overall, PayPal is one of my preferred payment and borrowing options. It’s convenient, trustworthy, and offers financial flexibility when I need it. I would happily recommend it to anyone looking for a secure and dependable way to pay online. Reviewed on: 9th July 2026

I always use PayPal

Always get great communication, easy to pay and send / receive money Reviewed on: 9th July 2026

Paypal is good

PayPal is a great platform for online purchases Reviewed on: 9th July 2026

Always feel confident using paypal credit , great to...

Always feel confident using paypal credit , great to treat myself and budget over the pay in 3 option , the debit card gives me rewards I don't get from my bank . Reviewed on: 9th July 2026

My experience using Paypal has been very possitive.

My experience using Paypal has been very possitive. It is easy to set up and simple to use for transactions secure and convenient. Reviewed on: 9th July 2026

Great experience

Brilliant just when I need it use for ebay purchase safe and convenient Reviewed on: 9th July 2026

Excellent

Staff always very helpful, polite and always managed to solve problems. Reviewed on: 9th July 2026

Just love how easy it is, I totally recommend it.

Just love how easy it is, I totally recommend it. Reviewed on: 9th July 2026

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