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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149743 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149743)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Freedom and protection

PayPal credit allows me to have a little bit more freedom with money but not worry too much about it being so much of a credit card. With also the added protection of knowing PayPal protects your details at all costs. I would 100% recommend. Reviewed on: 25th June 2026

Used for a few years very handy at times

Used for a few years very handy at times Reviewed on: 25th June 2026

PayPal Services Appraisal

Each and every time it has been excellent as well as on top of the game with upgrades as changes. Reviewed on: 25th June 2026

Easy to setup, and simple to use.

Easy to setup, and simple to use. Super simple integration into existing paypal products and offers simple ways to monitor transactions and balance and also to make repayments. The app lets me know what is outstanding payments there are so i'm always informed. Reviewed on: 25th June 2026

Easy to use, good interest rate, a very convenient t...

Easy to use, good interest rate, a very convenient tool for those important purchases when your available funds are temporarily low. Reviewed on: 25th June 2026

Always helpful with any problems

Always helpful with any problems Reviewed on: 25th June 2026

Oportunity.credit account to buy some goo...

Just I use my pay pal credit account to buy some goods from Ebay and I was pleased for the option that pay pal gave me , so I could have all the goods what I want.Very happy with my PayPal.I would like to have that facility and for other seller from abroad. Reviewed on: 25th June 2026

It’s good for when you need something and haven’t go...

It’s good for when you need something and haven’t got all the money at once Reviewed on: 25th June 2026

Easy, Efficient and Trustworthy

I use PayPal at every opportunity, as it’s so quick, efficient and easy and, most importantly, I trust it completely. Reviewed on: 25th June 2026

Been using PayPal for years.

Been using PayPal for years. Ease to use and good offers. Reviewed on: 25th June 2026

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