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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57888 reviews)

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4.91

Based on 57,888 reviews, last reviewed 9th Apr 2026

653800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Excellent service thanks, easy to use. Excellent service thanks, easy to use. Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57888)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I’ve never had any issues with PayPal.

I’ve never had any issues with PayPal. The issues I have had have been retailer end and PayPal helped sort those out with me. Really peace of mind. Reviewed on: 6th April 2026

Convenience and reliability

I’m very pleased with PayPal as it’s quick and easy to use. Any queries to payments are dealt with efficiently and responses are conveyed every step of the way! Reviewed on: 6th April 2026

They fulfilled many dreams that I refer to with all...

They fulfilled many dreams that I refer to with all my heart and helped me organize my finances Reviewed on: 6th April 2026

Used once and it's been good

I've only used it once and it's been fine. Reviewed on: 6th April 2026

Ease of payments long zero percent interest terms.

Ease of payments long zero percent interest terms. Reviewed on: 6th April 2026

Pay in 3 very helpful especially just after Christma...

Pay in 3 very helpful especially just after Christmas planning for football matches. Will also be beneficial should the current cost of living crisis continue. Reviewed on: 6th April 2026

My favourite payment option

I really love to use PayPal as a payment method. Reviewed on: 6th April 2026

Good offers and trust

Good offers with interest free as long as you pay on time. Feel safe using PayPal and any problems I have had in the past they have rectified quickly and effectively. Reviewed on: 6th April 2026

I’ve been using PayPal Credit for a while to help me...

I’ve been using PayPal Credit for a while to help me manage mainly large expenditures. The ability to do this without interest is super useful. Reviewed on: 6th April 2026

Good and reliable service ,always there when you nee...

Good and reliable service ,always there when you need it Reviewed on: 6th April 2026

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