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PayPal: PayPal Credit reviews

4.91
Based on 57,925 reviews, last reviewed 9th Apr 2026
657200% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing Service. Amazing Service. No issues faced. Great features Reviewed on: 9th April 2026
Ajinkya D's avatar
Ajinkya D

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57925)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

its excellent

5
Excellent payment platform—secure, efficient, and widely accepted. The user experience is smooth, and transactions are consistently quick and reliable. Reviewed on: 6th April 2026

Brilliant

5
From pay in 3 to credit it's much more affordable way to pay. And interest free. Reviewed on: 6th April 2026

Very helpful customer service

5
Very helpful customer service - solved my issue with a refund within minutes Reviewed on: 6th April 2026

Very happy with the ease of all transactions and gre...

5
Very happy with the ease of all transactions and great 4 months interest free which really helps Reviewed on: 6th April 2026

Eco friendly

5
It’s really eco friendly and I never had any issue with the app. I really enjoying using pay pal credit. Reviewed on: 6th April 2026

Great app, great customer service, quick simple to u...

5
Great app, great customer service, quick simple to use . Safe environment Reviewed on: 6th April 2026

peace of mind

5
I use PayPal wherever I can for peace of mind and added protection of any payment Reviewed on: 6th April 2026

My go to .

5
Very easy to use, safe and user friendly. My go to. Reviewed on: 6th April 2026

Safety Net

5
It has helped me out in the past when I've needed a safety net. Reviewed on: 6th April 2026

Paypal credit - a good beneficial experience.

5
Paypal credit - a good beneficial experience. Its a good service, good use for it with enough time to pay back Reviewed on: 6th April 2026

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