Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177965 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177983)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Best ever

No issues good communication good variety of useful options easy to access Reviewed on: 9th July 2026

Great FS provider

I have been using PayIn3 a long time and its a great service. When I have needed help and support team have resolved issues quickly and efficiently. Reviewed on: 9th July 2026

Great Service

My service experience with PayPal Credit has been a great one. From application to approval and deduction of monthly repayment. It is easy and straightforward. You are given enough notifications before you payment due date and you have up to date information on new developments around their services. Reviewed on: 9th July 2026

Reliable as always, through online purchases or stor...

Reliable as always, through online purchases or store bought its always a seamless transaction Reviewed on: 9th July 2026

Pretty poor service they love adding charges for no...

Pretty poor service they love adding charges for no reason Reviewed on: 9th July 2026

Paypal is the best

PayPal is quick & easy to use & gives me peace of mind knowing my account & utilising PayPal for my purchases are safe. The app is clear & useful for so much. When I've had to contact customer service, they were polite patient & most of all fast at revolving my issues. Reviewed on: 9th July 2026

Ease of use

Easy to use, great service. Able to use to purchase goods from many multiple retailers. Never had a problem for 10 years usage Reviewed on: 9th July 2026

Useful for larger purchases.

Have used PayPal credit in the past, still paying last transaction off. No propblems whatsoever Reviewed on: 9th July 2026

Excellent service, transparency and professional

Excellent service, transparency and professional Reviewed on: 9th July 2026

An excellent 1 1/2 years into using PayPal credit.

I have started using PayPal credit for the last year and a half. I have had no problems with anything when it comes to payments and paying back. Everything is highly efficient. Payment reminders are on point and essential. And very helpful with breakdowns of use. As someone that’s scared of credit cards. This one has been no hassle at all. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3848 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98894 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub