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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149581 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149581)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent service

Excellent service and a very helpful customer service desk. Reviewed on: 25th June 2026

Great product, no hidden charges

Super easy to use with clear payment requirements. Great for those unexpected, unplanned purchases that come up just before pay day. No hidden charges, just pay on time and know what used is all you pay back. Reviewed on: 25th June 2026

Charges are to high .

Charges are to high .. don’t like the fact that they made me into poor credit because they took the charges from my account on the wrong date and because I hadn’t paid in yet it took my account over my aloud balance Reviewed on: 25th June 2026

I use PayPal because it allows me to manage my finan...

I use PayPal because it allows me to manage my finances Reviewed on: 25th June 2026

Good service

Very good value been with PayPal a very long time never had a problem they couldn't help me with Excellent Reviewed on: 25th June 2026

The PayPal credit has been a convenient and flexible...

The PayPal credit has been a convenient and flexible way to spread the cost of larger purchases. The application process was straightforward, and the promotional interes-free periods can be very helpful when managed responsibly. Definitely a useful option for improving cash flow while maintaining secure online payments. Reviewed on: 25th June 2026

Excellent service great correspondence

Excellent service great correspondence Reviewed on: 25th June 2026

Quick and easy to use and customer service are very...

Quick and easy to use and customer service are very helpful if there’s ever an issue. Reviewed on: 25th June 2026

Pay-pal makes it easy to buy&to use the app when dea...

Pay-pal makes it easy to buy&to use the app when dealing with purchases or paying for items,they communicate well with existing customers and keep you up to date with various offers etc,good all round. Reviewed on: 25th June 2026

So simple to use and track your account.

So simple to use and track your account. Also easy to pay off extra when you want to. Reviewed on: 25th June 2026

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