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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57975 reviews)

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4.91

Based on 57,975 reviews, last reviewed 9th Apr 2026

661700% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My preferred payment option An intuitive website/app. Excellent safety procedures. My preference for online payments every time. Added bonus of being able to send and receive mon... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57975)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always helpful, great service.

Always helpful, great service. Easy to use and customer service also great. Reviewed on: 7th April 2026

Account ma

Good experience I have 15 years’ experience in data entry and computer maintenance, and I also carry out some accounting work. Reviewed on: 7th April 2026

Good app

Its easy to use the app and pay. Reviewed on: 7th April 2026

Good overall

I've used PayPal pay in 3 a few times and it's been so handy. Reviewed on: 7th April 2026

Simple and easy way to pay

Safe and trustworthy service, excellent customer service, easy way to pay for your shopping Reviewed on: 7th April 2026

Safe and secure

I have used Paypal regularly and it is safe and secure and allows you to split larger payments interest free. Reviewed on: 7th April 2026

The service I get from PayPal is truly amazing.

The service I get from PayPal is truly amazing. I would highly recommend them to anyone x Reviewed on: 7th April 2026

It has been very efficient and easy for payment

It has been very efficient and easy for payment Reviewed on: 7th April 2026

Great to have the PayPal credit as a safety net

Always great to have the PayPal credit option especially for more expensive items, it makes it feel more affordable even though i always quickly pay it off, but if your budget is tight it's a great help Reviewed on: 7th April 2026

Very reliable service,excellent reception and good q...

Very reliable service,excellent reception and good quality service Reviewed on: 7th April 2026

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