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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177900 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177905)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

good, convenient to use and non hassle

good, convenient to use and non hassle Reviewed on: 9th July 2026

PayPal credit 0% options are great

The pay in 3 options and PayPal credit 0% options are a great way to spread cost. Reviewed on: 9th July 2026

Offering finance that’s structured and manageable

Great way to not only send money but the credit facility is easy to manage and keeps things on track. Security features are good and credit limits are realistic to keep spending under control. Reviewed on: 9th July 2026

It has allowed me to make purchases and spread them...

It has allowed me to make purchases and spread them out over time and at affordable installments. And it's fantastic they do them with 0% interest Reviewed on: 9th July 2026

Simple to use, fast response.

Simple to use, fast response. Widely available. App easy to use Reviewed on: 9th July 2026

Paypall credit make is easy and streight forward to...

Paypall credit make is easy and streight forward to arrange finance on purchases. I highly reccomend the implimentation on all websites. Reviewed on: 9th July 2026

I have been using PayPal Credit for a while now, and...

I have been using PayPal Credit for a while now, and it has completely changed how I manage my bigger online purchases. It integrated right into my existing PayPal account, making the setup incredibly straightforward without needing to carry another physical card. What I love most : Interest-Free Window: The 4-month 0% interest offer on purchases over £99 gives me the perfect amount of breathing room to spread out costs without paying extra fees.Instant Checkout: It shows up right at checkout alongside my debit cards, so making a purchase takes seconds.Easy Tracking: Managing payments and setting up Direct Debits through the PayPal app is completely hassle-free.As long as you stay organized and pay off the balance before the promotional period ends to avoid the standard interest rate, it is an excellent financial tool. I highly recommend it for anyone looking for a reliable, flexible way to buy now and pay later! Reviewed on: 9th July 2026

I never had an issue in all the time I have used Pay...

I never had an issue in all the time I have used PayPal that hasn’t been resolved without issue Reviewed on: 9th July 2026

Experience with PayPal so far

I’ve had a great experience with PayPal over the years never fails me and easy to navigate Reviewed on: 9th July 2026

0% options what else is there to say more!

0% options what else is there to say more!!!! Reviewed on: 9th July 2026

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