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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149342 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149342)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal credit is easy to use especially since it was...

Paypal credit is easy to use especially since it was possible to add it to apple wallet. Reviewed on: 22nd June 2026

Excellent for large purchases

I use PayPal credit when available for making relatively large purchases. I especially enjoy the zero interest payment plans which make affording certain items so much easier and more obtainable. The ease and flexibility offered by PayPal credit is excellent, allowing you to make extra payments when you can and it's really easy to use and understand. Reviewed on: 22nd June 2026

Have used several times now!

Have used several times, it's become something I look for now! Very flexible, works well for me! Reviewed on: 22nd June 2026

Like being able to break down payments into smaller...

Like being able to break down payments into smaller more frequent amounts so always pay off before end of credit term Reviewed on: 22nd June 2026

Trusted Simple & Secure accesss to funds anywhere

Easy to use trusted security available across the globe Reviewed on: 22nd June 2026

Really handy and always available, really easy to use

Really handy and always available, really easy to use Reviewed on: 22nd June 2026

Safe & reliable!

It is a safe and reliable platform to use for sending money to relatives and making payments through new websites you’re not familiar with, the PayPal credit option is also really helpful, but one small issue is the interest rates on purchases of small amounts should be made clearer upon sign up. :) Reviewed on: 22nd June 2026

Happy with the service.

Happy with the service. Don't have any concerns. Customer service is easy to get hold of and always friendly. Reviewed on: 22nd June 2026

I started using psy pal last year.

I started using psy pal last year. It gave me the opportunity to buy equipment and spread the cost without paying interest. Reviewed on: 22nd June 2026

Scam alert

Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed fur my bank details to confirm my id. I then discovered they’d set up a direct debit for £24.95 month. Dishonest scam artists! Reviewed on: 22nd June 2026

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