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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57841 reviews)

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4.91

Based on 57,841 reviews, last reviewed 9th Apr 2026

649800% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit provides us extra freedom to pay for p... PayPal credit provides us extra freedom to pay for purchases over 3 months with 0% APR if total is settled by the deadline date. This gives us greater... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57841)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have used PayPal for many years now and have never...

I have used PayPal for many years now and have never had a bad experience, would always recommend Reviewed on: 6th April 2026

Been using fir ocer a decade seemlessly very happy

Been using fir ocer a decade seemlessly very happy Reviewed on: 6th April 2026

Do not go for it

Despite setting default payment as credit for the online purchases the amount is deducted from bank account Reviewed on: 6th April 2026

Complete trust

This is by far the most secure app. Reviewed on: 6th April 2026

Good informative and kept updated on my account

Good informative and kept updated on my account Reviewed on: 6th April 2026

Easy to use & excellent service!

Easy to use & excellent service! Reviewed on: 6th April 2026

PayPal is quick, easy and convenient.

PayPal is quick, easy and convenient. Reviewed on: 6th April 2026

been so helpfull and easy especially now i figured o...

been so helpfull and easy especially now i figured out how to addit to my wallet to use whenever and wherever Reviewed on: 6th April 2026

Easy to apply and quick to be accepted.

Easy to apply and quick to be accepted. Great way to budget for pricier purchases by either paying the minimum or greater amounts over a 4 month period. Reviewed on: 6th April 2026

Pay in 3 months 0% is a good idea

Pay in 3 months 0% is a good idea Reviewed on: 6th April 2026

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