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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58181 reviews)

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4.91

Based on 58,181 reviews, last reviewed 9th Apr 2026

680300% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

They're efficient and there to help. They're efficient and there to help. A really easy way to give yourself extra purchase protection and brilliant for those purchases that need to be do... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58181)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Excellent products and service

I've been using PayPal for years and I've seen their services grow and offer me more convenient ways of borrowing. Honestly think it's one of the best money services around. Reviewed on: 7th April 2026

Easy to use, good repayment plan, good interest rate...

Easy to use, good repayment plan, good interest rate, a chance to get higher credit amount approved. Reviewed on: 7th April 2026

Website is so easy to use and to understand.

Website is so easy to use and to understand. Payment are simple and fast. Reviewed on: 7th April 2026

Very user friendly and good to use

Very user friendly and good to use Reviewed on: 7th April 2026

Good good

Good good good good good good good Reviewed on: 7th April 2026

4 instalments with 0 interest is gold.

4 instalments with 0 interest is gold. I wish it could be 6 for larger amounts.paypal card is also good move. one thing Is really annoying that when you direct debit payments for credit card debt it’s not taken on time it’s always taken days later. This creates a lot of stress Reviewed on: 7th April 2026

Amazing experience, would definitely recommend and a...

Amazing experience, would definitely recommend and advise using :) Reviewed on: 7th April 2026

I've used PayPal for over 10 years and it has been a...

I've used PayPal for over 10 years and it has been a delight every time. Payments are instant and easy to do and your money is protected. Any issues are adhered to quickly and professionally and I couldn't ask for more Reviewed on: 7th April 2026

Top quality service

It make transactions safe, quick and extremely simple. I've been using it for many years now, and don't remember a single issue. Reviewed on: 7th April 2026

My social life saver

It was good i used it for my phone and i really needed it that time it doesn't bother me the interest rate was good too Reviewed on: 7th April 2026

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