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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58225 reviews)

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4.91

Based on 58,225 reviews, last reviewed 10th Apr 2026

684100% increase in 5 star reviews

in the past 90 days

2100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple, easy to manage and 0% for 4 months is a bonus 0% for 4 months on anything over £100 is a nice offer and lets me spread payments out while I let my money work. Never had a problem, always easy to p... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

I have been trying to get a refund since December fr... I have been trying to get a refund since December from Debenhams which I paid with PayPal I sent all items back as the came in a mess and I spoke to D... Read more Reviewed on: 9th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58225)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal the one for me.

I use PayPal for every transaction I make now, it's very easy and secure. And it's very easy to access. The transactions you make are available at the press of a button, ensuring your money is safe at all times. Reviewed on: 7th April 2026

Excellent

I filled good all the time am using my credit on PayPal Reviewed on: 7th April 2026

Efficient Service

Quick response and great customer service Reviewed on: 7th April 2026

I use PayPal regularly

I use PayPal regularly for buying online and give me security knowing I’m buying through PayPal and have made use of PayPal credit which has been smooth and no issues as well as good deals with 0% interest Reviewed on: 7th April 2026

The best payment platform .

The best payment platform . It provides complete security. Reviewed on: 7th April 2026

It’s very good to be like that to spend money on Pay...

It’s very good to be like that to spend money on PayPal more security Reviewed on: 7th April 2026

PayPal is a safe and efficient way of managing my mo...

PayPal is a safe and efficient way of managing my money. Reviewed on: 7th April 2026

Recommend

Never had any issues with PayPal. I would recommend everyone to create an account with PayPal. Reviewed on: 7th April 2026

PayPal Best Finance

Always feel secure when making payments through PayPal. On Larger purchases I can spread the cost over 4 months Reviewed on: 7th April 2026

. Easy to use with helpful flexibility

I’ve had a good experience using PayPal Credit. It’s straightforward to use, especially for online purchases, and the option to spread payments has been really helpful. The application process was quick, and everything is clearly shown in the app. I’d recommend it for anyone who wants a simple, flexible credit option. Reviewed on: 7th April 2026

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