Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177469 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177496)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I'm happy with your services

I'm happy with your services, didn't have any problems since I started to using it Reviewed on: 9th July 2026

Experience is good. Point system a little unrewarding

Experience is good to use from a UX POV. I like the new credit card option, I use it most days though I think the point system is a little tight, could offer more. Reviewed on: 9th July 2026

Easy to set up, hassle free credit.

Easy to set up, hassle free credit. Reviewed on: 9th July 2026

Really easy to use and supportive with any problems

Really easy to use and supportive with any problems Reviewed on: 9th July 2026

Great service and value for money

Great service and value for money Reviewed on: 9th July 2026

Fantastic service and very secure way of paying so t...

Fantastic service and very secure way of paying so thank you to all Reviewed on: 9th July 2026

Helpful service when using to buy concert tickets

Helpful service when using to buy concert tickets Reviewed on: 9th July 2026

Was able to have credit when no one else would appro...

Was able to have credit when no one else would approve me which meant I could get my mum a phone for Christmas Reviewed on: 9th July 2026

Never had any problem with pay pal can be used in va...

Never had any problem with pay pal can be used in var establishments Reviewed on: 9th July 2026

good way of managing money

I just find it a very good way of managing money, it's never let me down yet. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98639 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub