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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149177)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great flexibility to spread payments

5
Never had to use customer services but really like the flexibility of PayPal credit and pay in three. Reviewed on: 22nd June 2026

My choice for all round quality excellent service

5
Knowledgeable excellent help when help is required efficient service and quality service all round & a great profile Reviewed on: 22nd June 2026

App easy to use no hassle ,good advice and helpful...

5
App easy to use no hassle ,good advice and helpful when needed. Reviewed on: 22nd June 2026

PayPal credit is really easy to use and offers 4 mon...

5
PayPal credit is really easy to use and offers 4 months at 0% which is great. Reviewed on: 22nd June 2026

Very easy online sign up what a blessing in day and...

5
Very easy online sign up what a blessing in day and age, wish I had done it sooner, the benefits from PayPal for me is just fabulous. Reviewed on: 22nd June 2026

Paypal credit has helped my family enjoy experiences...

5
Paypal credit has helped my family enjoy experiences, with easy access to funds, and a choice between pay in 3 and paypal credit. Reviewed on: 22nd June 2026

Trust worthy but didn't help me when I spent money o...

4
Trust worthy but didn't help me when I spent money on bags, which didn't exist, refused to refund, so they went down in my estimations. Reviewed on: 22nd June 2026

Never had any problems.

5
Never had any problems. just sometimes it takes a while to get a reply from customer service. Reviewed on: 22nd June 2026

No hassle whatsoever, great facilities

5
No hassle whatsoever, great facilities Reviewed on: 22nd June 2026

What I love about PayPal credit

5
What I love about PayPal credit is that they give you initial money (credit) reward for signing up!! I got £40 off for my first purchase! Reviewed on: 22nd June 2026

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