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PayPal: PayPal Credit reviews

4.91
Based on 58,055 reviews, last reviewed 9th Apr 2026
668800% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good ! I've been using PayPal for many years now and it's very easy, safe and efficient. Reviewed on: 9th April 2026
Jessica's avatar
Jessica

Latest lowest rating:

2

Dont make the mistake i did Because i have tried several times to pay my account and only one payment went through. Since then they keep being refused. My bank states it is not f... Read more Reviewed on: 9th April 2026
Mrs C's avatar
Mrs C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58055)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Protect your self

5
I always use paypal for all purchases even in the shop because i know if something i can call and they will help. And always by using paypal protect my self. Because money back guarantee. Reviewed on: 7th April 2026

Always helpful, great service.

5
Always helpful, great service. Easy to use and customer service also great. Reviewed on: 7th April 2026

Account ma

5
Good experience I have 15 years’ experience in data entry and computer maintenance, and I also carry out some accounting work. Reviewed on: 7th April 2026

Good app

4
Its easy to use the app and pay. Reviewed on: 7th April 2026

Good overall

4
I've used PayPal pay in 3 a few times and it's been so handy. Reviewed on: 7th April 2026

Simple and easy way to pay

5
Safe and trustworthy service, excellent customer service, easy way to pay for your shopping Reviewed on: 7th April 2026

Safe and secure

5
I have used Paypal regularly and it is safe and secure and allows you to split larger payments interest free. Reviewed on: 7th April 2026

The service I get from PayPal is truly amazing.

5
The service I get from PayPal is truly amazing. I would highly recommend them to anyone x Reviewed on: 7th April 2026

It has been very efficient and easy for payment

5
It has been very efficient and easy for payment Reviewed on: 7th April 2026

Great to have the PayPal credit as a safety net

5
Always great to have the PayPal credit option especially for more expensive items, it makes it feel more affordable even though i always quickly pay it off, but if your budget is tight it's a great help Reviewed on: 7th April 2026

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