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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149134)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, available everywhere.

5
Easy to use, available everywhere. The app is very helpful and seamless with my bank accounts. The options of Pay in 3 and PayPal credit are also so useful and flexible Reviewed on: 22nd June 2026

PayPal is a safe and easy way to pay.

5
PayPal is a safe and easy way to pay. Excellent service Reviewed on: 22nd June 2026

Easy to use & solves supplier issues quickly

5
Easy to use & solves supplier issues quickly Reviewed on: 22nd June 2026

PayPal makes paying online and sharing money with fa...

5
PayPal makes paying online and sharing money with family and friends easy Reviewed on: 22nd June 2026

Easy to transact with.

5
Easy to transact with. Safe and reliable. Reviewed on: 22nd June 2026

Really good, helpful for bigger purchases and big ev...

5
Really good, helpful for bigger purchases and big events Reviewed on: 22nd June 2026

Easy to use, but trying to see old transactions and...

4
Easy to use, but trying to see old transactions and payments is difficult. Reviewed on: 22nd June 2026

Long standing satisfied customer

5
I have been using PayPal for over 8 years and I can say it's simply incredible. Reviewed on: 22nd June 2026

Perfect ways to pay

5
I use PayPal for everything as they have so many flexible ways to pay that suit every occasion Reviewed on: 22nd June 2026

Ive always found paypal a very good company to deal...

5
Ive always found paypal a very good company to deal with. They are very transparent in everything they do and their customer service is very good. They make it extremely easy to use PayPal as a payment mechanism and will always use if available. Reviewed on: 22nd June 2026

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