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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58339 reviews)

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4.91

Based on 58,339 reviews, last reviewed 10th Apr 2026

695000% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use the service. Easy to use the service. Easy to make extra payments. The APP has good functionality. Competitive interest rates and the Pay in 4 option is very attra... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58339)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal credit - so much better than a credit card

PayPal credit has given me the opportunity to purchase goods I know i can afford but I just need some additional breathing space to pay for Reviewed on: 7th April 2026

PayPal is the only safe way to pay.

PayPal is the only safe way to pay. Reviewed on: 7th April 2026

Love 4 months interest free

I use PayPal credit mainly for 4 months free credit. I can see, pay off as I can, and know the date I start to incur interest. Now have a physical card as well but not yet used Reviewed on: 7th April 2026

Great options on ways to pay; varied choice and acc...

Great options on ways to pay; varied choice and accepted across shopping outlets; trusted and secure; i always use PayPal when I can is my first choice every time when purchasing online Reviewed on: 7th April 2026

I've always had smooth sailing experience with Paypal.

I've always had smooth sailing experience with Paypal. They are very responsive as well. Reviewed on: 7th April 2026

Very convenient for online purchases

Very convenient for online purchases Reviewed on: 7th April 2026

Extremely helpful when l didn’t understand something...

Extremely helpful when l didn’t understand something solved my query quickly and efficiently friendly and professional service Reviewed on: 7th April 2026

I love using the 4 months interest free

I love using the 4 months interest free Reviewed on: 7th April 2026

Very trustful and helpful.Mr Mohammod

Very trustful and helpful. Always I solve my problem. Reviewed on: 7th April 2026

Way too easy to use.

Way too easy to use. Simple to setup and able to use from most retailers. Highly recommend using it. Reviewed on: 7th April 2026

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