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PayPal: PayPal Credit reviews

4.91
Based on 58,461 reviews, last reviewed 10th Apr 2026
705700% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have always loved PayPal. I have always loved PayPal. My latest experiences with charge backs have been frustrating - however I do find it a very useful platform that I would m... Read more Reviewed on: 10th April 2026
Lynsey 's avatar
Lynsey

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58461)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always a pleasure to deal with

5
Always reliable and always there to help with queries and problems if they arise. Reviewed on: 7th April 2026

Great offers

5
I use PayPal to pay for a lot of my online shopping, and I’m very pleased with the repayment offers, especially the option to divide the sum into four interest-free payments. Reviewed on: 7th April 2026

Brilliant and Simple to use.

5
Simple to use. Very clear on payment and interest rates. App is brilliant. PayPal provides freedom of options for purchases Reviewed on: 7th April 2026

od review is informative, honest and detailed.

5
od review is informative, honest and detailed. Here are a few tips for writing a Reviewed on: 7th April 2026

Convienant and very easy to use and i am very happy...

5
Convienant and very easy to use and i am very happy i joined pay pay Reviewed on: 7th April 2026

Reliable

5
Reliable, easy to use, Trustworthy Reviewed on: 7th April 2026

Very good experience while using the service and if...

5
Very good experience while using the service and if there is any problem the customer service respond quickly Reviewed on: 7th April 2026

PayPal un-authorised transactions decisions

4
I had couple of issues with more than 2 companies for un-authorised transactions that were resolved however after having multiple communications/conversations with PayPal customer services to reverse the un-faire decision for the suppliers to me. Reviewed on: 7th April 2026

Very good allows me to pay it off slowly interest...

5
Very good allows me to pay it off slowly interest free Reviewed on: 7th April 2026

Highly recommend, excellent service

5
Highly recommend, excellent service Reviewed on: 7th April 2026

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