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PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177178)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always had an easy service with PayPal, very simple...

5
Always had an easy service with PayPal, very simple to use and when I’ve had small issues they have been excellent at solving problems. Staff are really pleasant and super helpful. Platform is easy on the eye and very easy to navigate. Overall a great platform can’t imagine using another service. Reviewed on: 9th July 2026

PayPal credit has added another fantastic option on...

5
PayPal credit has added another fantastic option on top of providing excellent security for making internet purchases! Reviewed on: 9th July 2026

PayPal is the only way to shop and feel secure .

5
PayPal is the only way to shop and feel secure . Problems sorted out straight away no hassle no stress . Reviewed on: 9th July 2026

Able to use widely across most stores, transparent p...

5
Able to use widely across most stores, transparent pricing, very easy to use and helpful when requesting help with issues. You always feel they’ve got your back should something go wrong Reviewed on: 9th July 2026

So far I had a good experience.

5
So far I had a good experience.. in terms of payment, no issues at all. Sometimes it takes too long to sort out a claim or being in touch with the customer service. Reviewed on: 9th July 2026

Had a problem before spoke to someone on the phone a...

5
Had a problem before spoke to someone on the phone and was all sorted in a good time frame without hassle. They have given me a credit limit which is manageable for me so I do not get myself into debt. Reviewed on: 9th July 2026

Feel confident for using PayPal i would recommend to...

5
Feel confident for using PayPal i would recommend to anyone to atleast give it a try Reviewed on: 9th July 2026

Seamless online management, easy to navigate and kee...

5
Seamless online management, easy to navigate and keep a check of finances to feel in control. Reviewed on: 9th July 2026

Excellent service efficient and approachable

5
Excellent service efficient and approachable Reviewed on: 9th July 2026

Use it to check out online - good process

4
Use it to check out online - good process Reviewed on: 9th July 2026

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