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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59086 reviews)

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4.91

Based on 59,086 reviews, last reviewed 11th Apr 2026

763400% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, with great credit options Easy to use, with great credit options Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59086)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Positive experience

I’ve had a very positive experience using PayPal Credit. One of the standout features for me is the promotional financing offers, especially the interest-free periods on larger purchases when paid off within the specified time. This has made it much easier to manage bigger expenses without immediate financial pressure. The interface is also clear and user-friendly, allowing me to track my spending, view statements, and make payments with ease. Customer service has been reliable whenever I’ve had questions, and I’ve found the payment flexibility helpful in managing my budget. Overall, PayPal Credit has been a useful and convenient financial tool, and I would recommend it to anyone looking for a flexible way to handle online payments. Reviewed on: 7th April 2026

Great service when needed.

Great service when needed. Quick response on any queries sent through. Reviewed on: 7th April 2026

Excellent.

PayPal is an excellent company that can be trusted. Reviewed on: 7th April 2026

Brilliant secure app for this elderly person

Use PayPal regularly, as an elderly person it saves me a lot of hassle ie finding card, address details etc. Once had a query, sorted efficiently in the end. Have app, security good, often code sent to phone to verify it’s me applying. Brilliant method of payment. Reviewed on: 7th April 2026

Handled a charge back very quickly

Handled a charge back very quickly Reviewed on: 7th April 2026

Using Paypal is peace of mind with quick support and...

Using Paypal is peace of mind with quick support and saftey for buying online Reviewed on: 7th April 2026

The Excellence of PayPal

I always use for PayPal when I can fast convenient and secure when ordering or paying bills it’s so easy instead of completing my personal details and bank details everytime Reviewed on: 7th April 2026

Life Saver.

I’ve been using PayPal Credit for a while now and it has been incredibly convenient. The 6-month interest-free period on purchases over £99 is a lifesaver for larger expenses. It integrates seamlessly with my existing PayPal account, making checkout fast and easy. As long as you pay it off within the promotional window, it’s an excellent tool for managing cash flow. Reviewed on: 7th April 2026

Great service clear communication

Great service clear communication Reviewed on: 7th April 2026

I am customer from long time.

I am customer from long time.Trust ,safety,easy and the most important protected..Now with the card chip and have all freedom and flexibility which I need. Reviewed on: 7th April 2026

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