Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148813 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148813)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use.

Easy to use. User freindly. Really good and very versatile Reviewed on: 21st June 2026

No grief, no agro, just makes sense

No grief, no agro, just makes sense Reviewed on: 21st June 2026

Nice easy very convenient to use hassle free

Nice easy very convenient to use hassle free Reviewed on: 21st June 2026

No problems at all.

No problems at all. It is very good Reviewed on: 21st June 2026

Samsung series 26 ultra

Easy to use and very rewarding would highly recommend to all Reviewed on: 21st June 2026

Always had no trouble with using paypal

Always had no trouble with using paypal Reviewed on: 21st June 2026

No issues, everything has worked smoothly.

No issues, everything has worked smoothly. Reviewed on: 21st June 2026

Pay pal credit is fabulous

I’ve used PayPal credit for quite a few larger purchases, it’s really convenient to get the 4 instalment payment option. It just makes sense to have 4 months to pay larger amounts, rather than finding it all at once, so when I see a bargain, I can get it, and pay over 4 months. What’s not to like Reviewed on: 21st June 2026

It is very easy to use and user friendly

It is very easy to use and user friendly Reviewed on: 21st June 2026

PAYPAL ACCOUNT

Great for payments online good for getting to spread out payment. Reviewed on: 21st June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79764 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub