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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177109 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177109)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good rates an nice customer service

Good rates an nice customer service Reviewed on: 9th July 2026

Easy to use!

Easy to use! Especially if you are in another country, for fast transfer the best. Reviewed on: 9th July 2026

Simple to use with zero issues, it is as easy form t...

Simple to use with zero issues, it is as easy form the start, and I can use through different places to pay and receive money, it is handy Reviewed on: 9th July 2026

Use it all the time.

Use it all the time. It’s absolutely great for buying gig tickets or anything else that often comes out for pre-order on short notice. The interest free payments over 4 months can be a real life saver especially when buying lots of gifts for birthdays and Christmas. Reviewed on: 9th July 2026

The service is really good.

The service is really good.Transfers and payments go through smoothly Reviewed on: 9th July 2026

Pay in 4 is nice

The pay in 4 months for 0% offer is so good Reviewed on: 9th July 2026

PayPal is so easy to use and the pay in three helps...

PayPal is so easy to use and the pay in three helps with the bigger items, meaning I don't have to wait. The app is easy to navigate too, I think PayPal should be accepted in more places. Reviewed on: 9th July 2026

Very easy to use and excellent product.

Very easy to use and excellent product. Reviewed on: 9th July 2026

Good experience.

Good experience. Fast and easy to use. No issues and straightfroward Reviewed on: 9th July 2026

Great way to save with the credit and debit card.

Great way to save with the credit and debit card. Also satisfaction in knowing your purchases are covered and any issues PayPal will sort it. I have had orders not arrive and PayPal have reimbursed monies owed no question. Reviewed on: 9th July 2026

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