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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148768 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148768)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer services always happy to help

Excellent customer services always happy to help Reviewed on: 21st June 2026

I love using the pay in 4 option.

I love using the pay in 4 option. I think it's a good concept Reviewed on: 21st June 2026

I have never experienced any problems, Customer serv...

I have never experienced any problems, Customer service really good! Happy every time. Reviewed on: 21st June 2026

I love how easy and efficient it is to use and the o...

I love how easy and efficient it is to use and the options for payapl credit and pay in 3 Reviewed on: 21st June 2026

It's so easy to use and customer focused.

It's so easy to use and customer focused. Clearly let's you know what your about to purchase and is very secure Reviewed on: 21st June 2026

Cost effective

It makes it much easier and I can spread my costs it gives my money to gain interest while spending without paying interest Reviewed on: 21st June 2026

Makes sending and recieving money effortless.

Makes sending and recieving money effortless. Reviewed on: 21st June 2026

Paypal is an excellent alternative platform for paym...

Paypal is an excellent alternative platform for payments and transfers, it provides flexibility and peace of mind at all times. I have been using paypal for 17 years now, I can safely say it’s better than all the regular banks out there. It has saved me so many times in the most desperate situations. Especially paypal credit no fees over £100 for 4 months! Absolutely amazing! Adding the provided physical cards now, spot on! I highly recommend Paypal, and I have actually recommended it to many of my friends and family and they have all thanked me for that. Thank you Paypal! Reviewed on: 21st June 2026

Trustworthy

Always been reliable and never had any problems with them. Reviewed on: 21st June 2026

Easy to access, repay and control.

Easy to access, repay and control. Reviewed on: 21st June 2026

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