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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176866)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

The easy system suits my lifestyle it's a must for...

The easy system suits my lifestyle it's a must for me Reviewed on: 9th July 2026

Was very easy to open.

Was very easy to open. Didnt think at first it was possible for me, but it worked out Reviewed on: 9th July 2026

I will keep using paypal.

I will keep using paypal. It helps me a lot Reviewed on: 9th July 2026

Quick for transfer is a real good experience and the...

Quick for transfer is a real good experience and the currency rates. Reviewed on: 9th July 2026

Fantastic and affordable convenience

I use PayPal credit every month or every other month. It is great for convenience without being charged interest. It is very good at informing me that I may be charged when I haven't made a repayment. I would recommend it to anyone. Reviewed on: 9th July 2026

Would recommend

Been using PayPal for years never had any problems would definitely recommend Reviewed on: 9th July 2026

Their costumer service is great and so easy

Their costumer service is great and so easy Reviewed on: 9th July 2026

PayPal is great!

Always useful, very good customer service and I prefer to pay through PayPal as the process is so much easier. Thankfully for PayPal credit to help me pay for my purchases too! Reviewed on: 9th July 2026

Quick, convenient and safe.

Quick, convenient and safe. I always feel as though purchases are secure and any issues when buying are sorted out quickly with the PayPal resolution process. Reviewed on: 9th July 2026

Really helpful all around.

Really helpful all around. Never had an issues and it helps me build my credit score. Reviewed on: 9th July 2026

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