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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148651 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148651)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always works seamlessly and customer focused

Always works seamlessly and customer focused Reviewed on: 21st June 2026

Easy ti use

I love the pay in 3. PayPal is really quick and easy to use as excepted on most transactions throughout the world Reviewed on: 21st June 2026

Safe an secure money

Excellent customer service and know my money is safe with paypal Reviewed on: 21st June 2026

I love the ease of access from paypal

I love the ease of access from paypal Reviewed on: 21st June 2026

Everything can be arranged easily via the app or the...

Everything can be arranged easily via the app or the website. No hassle and instant decision. Would use it again in the future. Reviewed on: 21st June 2026

Always been simple and easy to use

Always been simple and easy to use Reviewed on: 21st June 2026

Without PayPal credit I would not be able to purchas...

Without PayPal credit I would not be able to purchase some items I really like , I make sure I can afford it over 4 months or pay in 3 . It gives me that little extra freedom to buy something I love being able to spread the cost . But I make sure it’s never over my budget Reviewed on: 21st June 2026

All services very good, especially like pay in 3 ver...

All services very good, especially like pay in 3 very useful Reviewed on: 21st June 2026

Love pay in 3, really handy.

Love pay in 3, really handy. But have found it difficult to reduce credit allowance & cancel credit. Reviewed on: 21st June 2026

I have been with Paypal approx 10years.

I have been with Paypal approx 10 to 12 years. I have & will continue to recommend their services. PayPal can resolve issues re incorrect purchase's made in error & return the funds back in your account. Which can be really difficult when you try to resolve with a company yourselves. I tend to pay the higher percentage of my purchases through paypal solely for the above reason.. Paypal Credit is an excellent way to spread payments. They also issue flexi credit cards as seen via the latest tv commercials. Again Paypal is a winner for me! Reviewed on: 21st June 2026

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