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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58788 reviews)

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4.91

Based on 58,788 reviews, last reviewed 11th Apr 2026

735800% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Spent money that wasnt mine, as good as it gets... Spent money that wasnt mine, as good as it gets really Reviewed on: 11th April 2026

Latest lowest rating:

1

PayPal uses a scamming scheme to charge money ! I have a few direct debits with PayPal credit, some if them are automatically amended and some doesn't, I have to pay them manually, and if I forget b... Read more Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58788)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I've been using PayPal credit for a number of years...

I've been using PayPal credit for a number of years now, it's easy to use and extremely handy. It gives me peace of mind. I would recommend it to everyone. It's easy too, if you have to return goods and seek a refund, PayPal credit has you covered. Reviewed on: 7th April 2026

A must have, convenient and flexible way to pay!

PayPal Credit is very convenient and flexible way to spread the cost of purchases. The option for interest free payments on big orders makes it very useful for budgeting, and it integrates seamlessly with PayPal for quick, hassle free checkout. Overall, it’s a simple and reliable way to manage spending more comfortably. Reviewed on: 7th April 2026

Always there when you need it.

Always there when you need it. Great for paying for things online Reviewed on: 7th April 2026

PayPal have a good credit system, I always know what...

PayPal have a good credit system, I always know what’s going on via the app Reviewed on: 7th April 2026

It just work, quick convenient and makes life easier

It just work, quick convient and makes life easier Reviewed on: 7th April 2026

It offers flexibility and ability for average person...

It offers flexibility and ability for average person to purchase and be responsible for taking out credit. Interest rate however is excessive. Reviewed on: 7th April 2026

Great easy to use & convenient service

Great easy to use & convenient service Reviewed on: 7th April 2026

Amazing customer service.

Amazing customer service. Great feature for splitting payments to make things more affordable Reviewed on: 7th April 2026

I have used PayPal for years

I have used PayPal for years even when I had my own business, PayPal credit was a great way of paying for equipment and now you can earn points, it's even better Reviewed on: 7th April 2026

So easy to use , great security helps me to...

So easy to use , great security helps me to budget Reviewed on: 7th April 2026

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