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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148548 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148548)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy way to shopping, amazing offers and great service!

Easy way to shopping, amazing offers and great service! Reviewed on: 21st June 2026

It was great, extremely helpful when I needed it

It was great, extremely helpful when I needed it Reviewed on: 21st June 2026

I do not have comment

I have no much experience to write Reviewed on: 21st June 2026

Safe, Easy and excellent services.

Easy to use. Helpdesk worked well when needed help. Been a user from almost the start it’s generally got better and better. Looking for PayPal to add more services. Reviewed on: 21st June 2026

So easy to use!

So easy to use! Also very easy to be able to change credit limit. I use it as a credit card and with the direct debit feature - it’s very easy to pay off every month. Clear to see what’s needed to be paid and payments are able to be made very quickly thanks to being able to save your card to an account. Would highly recommend. Reviewed on: 21st June 2026

very good application.

very good application. I recommend, I've never had a problem Reviewed on: 21st June 2026

Ethical credit

PayPal provide an invaluable service and are transparent and ethical in providing credit. Reviewed on: 21st June 2026

I use PayPal whenever possible to pay for my goods o...

I use PayPal whenever possible to pay for my goods on line. It is easy and convenient and I know that I am covered in case of any issues with a transaction. PayPal is my preferred method of payment always. Reviewed on: 21st June 2026

I've been using PayPal for over 15 years.

I've been using PayPal for over 15 years. I love the convenience of shopping with one click and knowing that my details are secure Reviewed on: 21st June 2026

It was Good experience over, very helpful

It was Good experience over, very helpful Reviewed on: 21st June 2026

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