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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148367 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148369)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to apply for

Easy to apply for, good credit at the start, increased with time. Statement are clear, autopay easy to set up with monthly reminder. Reviewed on: 20th June 2026

Paypal is great.

Paypal is great. Easy to use and very satisfactory customer service, Reviewed on: 20th June 2026

Always comes in handy and safe to use

Always comes in handy and safe to use Reviewed on: 20th June 2026

Very easy app to use and great options for finance...

Very easy app to use and great options for finance Reviewed on: 20th June 2026

Resolve payments when recieve dodgy good asap

Whenever I have had an issue with counterfeit goods paypal is always quick to resolve Reviewed on: 20th June 2026

Excellent.

Fast and smooth transaction on the app. Reviewed on: 20th June 2026

Very supportive services received

Very supportive services received Reviewed on: 20th June 2026

Very good.

Very good. Will use this service again. Reviewed on: 20th June 2026

Convenient to use and excellent service

Convenient to use and excellent service Reviewed on: 20th June 2026

Amazing Great reliable service

Great reliable service good rates and easy to access app to pay bills see statements Reviewed on: 20th June 2026

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