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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59547 reviews)

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4.90

Based on 59,547 reviews, last reviewed 12th Apr 2026

805400% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to transact with and good options for payments. Easy to transact with and good options for payments. Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59547)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy no hassle service.

Easy no hassle service.i have found this service most convenient and accommodating and trustworthy. Easy payments Reviewed on: 7th April 2026

Grear peace of mind when using Palpay

Always have peace of mind when using PayPal , great protection if something does go wrong and very easy to use Reviewed on: 7th April 2026

0% helps a lot when making purchases

0% helps a lot when making purchases Reviewed on: 7th April 2026

I use it to make a lot of payments.

I use it to make a lot of payments. It’s so much more convenient than retrieving my account/ card details and entering on any sort of website without truly knowing how secure it is. PayPal helps me mitigate those risks Reviewed on: 7th April 2026

Messy a bit

I have a £2,100 credit limit and three items currently on finance. I’m struggling to track each one individually. One of them is a 0% APR 'Pay in 3' plan, but I’m unable to make the scheduled payments. Even when I pay back a few hundred pounds, it isn't clear how the money is being applied to my balance. It's very confusing and feels like a mess. Reviewed on: 7th April 2026

PayPal credit INVALUABLE!!!

PayPal credit is a really helpful payment option in this financial climate where many of us are having to allocate our resources more carefully. The terms are very easy to understand and the app is so easy to navigate. Statements are issued in good time which offers a no stress reminder of when payment is due and said statements are broken down in a very detailed manner which allows for a fantastic visual representation of one’s spending activities. Definitely a really valuable asset for me personally, thank you. Reviewed on: 7th April 2026

Very user friendly digital ecosystem that I can trust

Very user friendly digital ecosystem that I can trust Reviewed on: 7th April 2026

Paypal is like no other !!

I’ve been using PayPal for quite some time now, and overall it has been a very reliable and convenient payment platform. It makes sending and receiving money incredibly easy, whether it’s for personal use or business transactions. The interface is user-friendly, and transactions are usually processed quickly, which is a huge plus. One of the best things about PayPal is the added layer of security—it allows you to make payments without directly sharing your bank or card details with sellers. The buyer protection feature also gives peace of mind when shopping online. That said, the fees can sometimes feel a bit high, especially for business transactions or currency conversions. Customer service can also be a bit slow at times, depending on the issue. Overall, PayPal is a trustworthy and widely accepted payment solution that I would recommend, particularly for online purchases and international payments. Reviewed on: 7th April 2026

Have been with Paypal for over 10 years, always grea...

Have been with Paypal for over 10 years, always great service. Their products also keep improving. When paying with paypal, I feel my purchase is protected should anything happen with the produtct or the purchase Reviewed on: 7th April 2026

Makes paying online so much easier, very user friend...

Makes paying online so much easier, very user friendly app and great customer service. Reviewed on: 7th April 2026

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