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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59084 reviews)

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4.91

Based on 59,084 reviews, last reviewed 11th Apr 2026

763200% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use, smart way to buy! Very easy to use, easy to apply and everything quite simple. Also, many partnerships with sellers that facilitate buying in easier monthly pays. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59084)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good experience

Quick and easy to use - does what it needs to, to help manage the finances. Reviewed on: 7th April 2026

Always positive

Since using PayPal my experience has been always positive and the ways to pay gives me the flexibility I need. Reviewed on: 7th April 2026

Perfect delivery

Perfect service delivery, leveraging past experiences and innovation to offer the best service Reviewed on: 7th April 2026

I love PayPal.

I love PayPal..I use it for years and everything I want to have but I can’t afford it in the moment Reviewed on: 7th April 2026

Been a member of PayPal since 1999 used there servic...

Been a member of PayPal since 1999 used there services regularly, excellent can't fault them always look after there customers Reviewed on: 7th April 2026

Safe and easy to use

Easy to use feel safe and confident in using PayPal great value and easy accessibility Reviewed on: 7th April 2026

PayPal fast and easy to use app.

PayPal fast and easy to use app. Reviewed on: 7th April 2026

You can use PayPal on line safely also you can use l...

You can use PayPal on line safely also you can use like credit cards Reviewed on: 7th April 2026

PayPal always have your back , lots of payment optio...

PayPal always have your back , lots of payment options , also fight your corner if there’s a problem between seller Reviewed on: 7th April 2026

Flexible finance helps me flex my finances!

It’s so easy to use and helps flex my finances to make larger purchases much easier to swallow, especially the 4 months interest free credit, I use that a lot and it helps me spread payments without incurring interest Reviewed on: 7th April 2026

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