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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176052)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good experience and prompt response to the complaints

Good experience and prompt response to the complaints Reviewed on: 8th July 2026

Usefull paypal credit.

Usefull paypal credit. Helps in the difficult Timeals Reviewed on: 8th July 2026

very useful application and quick to use plus you ca...

very useful application and quick to use plus you can also accumulate points Would recommended to everyone Reviewed on: 8th July 2026

All good value

All good great value good service too Reviewed on: 8th July 2026

Easy and Efficient.

Easy and Efficient. Received my Card with 3 Days and App is Brilliant Reviewed on: 8th July 2026

Everything was just as it was supposed to be so easy...

Everything was just as it was supposed to be so easy and reliable Reviewed on: 8th July 2026

Flexible, Simple and Convenient

I've had a very positive experience using PayPal Credit. I always make my payments on time, and I've found it to be a really helpful way to spread the cost of larger purchases. One of the features I like the most is being able to pay the balance back over 4 months instead of paying the full amount upfront. It gives me more flexibility with my budget and makes it easier to plan my spending. Applying for PayPal Credit was quick and straightforward, and using it at checkout is very easy because it's already integrated with PayPal. I also like that I can log into my PayPal account at any time to see my balance, upcoming payments, and payment history. Everything is clear and easy to manage. In my experience, the service has been reliable and convenient. I've never had any issues making payments, and as long as you keep track of your payment dates and pay on time, it's a great way to finance purchases without added stress. Overall, I'm very happy with PayPal Credit. It's given me more flexibility when shopping online, and I would recommend it to anyone looking for a simple and convenient way to spread the cost of purchases, especially if they're confident they can make their repayments on time. Reviewed on: 8th July 2026

Gives me the ability to afford holidays, spreading t...

Gives me the ability to afford holidays, spreading the cost really helps. You dont feel like your in spiralling debt due tk the flexible nature of the PayPal account. Reviewed on: 8th July 2026

Great service.

Great service. Much easier to use now with virtual card Reviewed on: 8th July 2026

Always a positive experience especially when I need...

Always a positive experience especially when I need to split payments without paying any extra interest. I’ve also used the pay within 4 months to pay no interest. Have been using PayPal for a long time. Reviewed on: 8th July 2026

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