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PayPal: PayPal Credit reviews

4.73
Based on 148,267 reviews, last reviewed 3rd Jul 2026
4477150% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026
Russel's avatar
Russel

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026
Kim's avatar
Kim

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148309)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent

5
Clear & easy to use, it’s excellent Reviewed on: 20th June 2026

you don't need me to blow smoke up your arse PayPAL .

5
you don't need me to blow smoke up your arse PayPAL .But , fair play ''does exactly what it says on the tin''. Reviewed on: 20th June 2026

It is paypal and useful.

5
It is paypal and useful.... ..... ..... ...... ..... .... .... ..... Reviewed on: 20th June 2026

Very useful credit option and easy to use system.

5
Very useful credit option and easy to use system. Reviewed on: 20th June 2026

I every time shopping with PayPal and so happy Exele...

5
I every time shopping with PayPal and so happy Exelent services! Reviewed on: 20th June 2026

Better than ever

5
Having a really nice experience using PayPal. Reviewed on: 20th June 2026

PP is the best

5
Always get an answer to any questions about satisfaction or dissatisfaction. Reviewed on: 20th June 2026

I use paypal regularly

5
I use paypal regularly at checkout on line and my last purchase of concert tickets went ahead without any issues .The transaction was completed smoothly as every other purchase I have made through paypal I would definitely advise anyone to use paypal to process safe and quick transactions Reviewed on: 20th June 2026

Great i love the option of being able to pay over a...

5
Great i love the option of being able to pay over a period of time and not all at once Reviewed on: 20th June 2026

Overall good .

4
Overall good . But its credit wallet has take one day to show our credit balance . Reviewed on: 20th June 2026

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