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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59614 reviews)

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4.90

Based on 59,614 reviews, last reviewed 13th Apr 2026

811300% increase in 5 star reviews

in the past 90 days

2800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use with great customer service and sup... Very easy to use with great customer service and supporting understanding professional staff who are always happy to help. Gives real flexibility for ... Read more Reviewed on: 13th April 2026

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59614)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent customer service credit limit increases wi...

Excellent customer service credit limit increases with good credit history Reviewed on: 7th April 2026

Pay pal is so versatile

Pay pal is so versatile -I can use it for basic payments for goods, sending money to friends or for services & now they have added PayPal credit card/pay in 3! Great easy to use service with competitive rates! Reviewed on: 7th April 2026

easy to use, fair and reliable

easy to use, and reminders and cost, makes it fair and reliable Reviewed on: 7th April 2026

PayPal very convenient

I've found PayPal very convenient and widely accepted. The site is easy to navigate and the delaying of interest being applied to purchases is great. With the email alerts and history I truely feel like I control my spend and payments. When I have contacted customer service they seek to understand the issue first before trying to resolve it. Reviewed on: 7th April 2026

Very convenient, easy to use, easy to set up repayments

Very convenient, easy to use, easy to set up repayments Reviewed on: 7th April 2026

Complete peace of mind when purchasing.

Complete peace of mind when purchasing. Im very cautious when purchasing on line, but however vigilant you are there is always a possibility of a site / company not being legitimate. PayPal offers an important layer of security. Reviewed on: 7th April 2026

Always a good experience when using PayPal to purchase.

Always a good experience when using PayPal to purchase. No issues whatsoever. Reviewed on: 7th April 2026

Easy to use

Easy to use and make payments customer service is brilliant and have always resolved my issues easy payments Reviewed on: 7th April 2026

Now with PayPal in my virtual wallet I can use it ju...

Now with PayPal in my virtual wallet I can use it just about anywhere, Great addition to an already excellent product. Reviewed on: 7th April 2026

Trusted, Secure, and Convenient

Over the years, PayPal has consistently delivered a reliable, secure, and user-friendly service that makes managing money online incredibly easy. Whether it’s sending payments or shopping! What stands out most is the level of trust and security PayPal provides. Their buyer protection and strong fraud prevention measures give real peace of mind when making transactions online. Reviewed on: 7th April 2026

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