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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176033 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176033)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to apply.

I’ve never had any problems when I applied for PayPal credit. Reviewed on: 8th July 2026

good experience .

good experience . no have what to say more Reviewed on: 8th July 2026

Easy to use and easy to pay, very handy

Easy to use and easy to pay, very handy Reviewed on: 8th July 2026

Easy to use, Good reminders sent out and secure paym...

Easy to use, Good reminders sent out and secure payments Reviewed on: 8th July 2026

Great service

Easy set up and easy to use. Check everything in the app for ease Reviewed on: 8th July 2026

Gave me credit when know one else would thanks for h...

Gave me credit when know one else would thanks for help in a difficult time. Reviewed on: 8th July 2026

Linking to your bank account is great.

Linking to your bank account is great. Every time I spend now, I also earn PayPal points. What more could I ask for! Reviewed on: 8th July 2026

I love PayPal.

I love PayPal. Super easy to use! Reviewed on: 8th July 2026

Made a purchase on back market using PayPal credit a...

Made a purchase on back market using PayPal credit as the preferred payment option. Couldn't have been easier. Will definitely use again. Reviewed on: 8th July 2026

Savers and efficient

Offered me credit in a time I needed it most and helped me hugely. Easy to use platform and quick. Reviewed on: 8th July 2026

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