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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59115 reviews)

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4.91

Based on 59,115 reviews, last reviewed 11th Apr 2026

766000% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% for 4 months is a star attraction Paypal credit is an excellent product with flexibility of payment over 4 months with 0% interest. This is my favourite method of payment everywhere. Reviewed on: 11th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59115)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use.

Easy to use. Different payment options Reviewed on: 7th April 2026

Interest free of paid in timescale and widely accept...

Interest free of paid in timescale and widely accepted as payment. Reviewed on: 7th April 2026

PayPal review

Great customer service very helpful overall I highly recommend PayPal Reviewed on: 7th April 2026

PayPal has a fantastic App and it's easy to navigate...

PayPal has a fantastic App and it's easy to navigate your way through. The customer service team is amazing and deals with your queries straightaway if something should go wrong. Reviewed on: 7th April 2026

Easy safe way to pay online.

Easy safe way to pay online. Helpful when scammed - which is inevitable these days. Reviewed on: 7th April 2026

best credit system available with a fair policy

best credit system available with a fair policy Reviewed on: 7th April 2026

Bought a new mobile phone with PayPal credit

Bought a new mobile phone which I otherwise would not have bought given the experience at a difficult time with everything going up. PayPal had an offer to purchase over 24 months interest free, perfect for my needs and a perfect solution. Thank you PayPal Reviewed on: 7th April 2026

PayPal recommended 10/10

I have used PayPal for many years now and have recently opted to take out their physical debit card due to an excellent reward scheme. I have never had any issues. Reviewed on: 7th April 2026

Very good easy.

Very good easy to use. Lots of features Reviewed on: 7th April 2026

Its been great.

Its been great. The application and approval was smooth and easy. Repayment process is also as easy. Reviewed on: 7th April 2026

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