Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (59157 reviews)

View other PayPal products

4.91

Based on 59,157 reviews, last reviewed 12th Apr 2026

769700% increase in 5 star reviews

in the past 90 days

2400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

ND friendly As a ND person I find it easy to navigate; to see how much I owe and when I need to make a payment which I can easily budget for. Reviewed on: 12th April 2026

Latest lowest rating:

2

A lot of the credit related services are confusing a... A lot of the credit related services are confusing and bad. and customer service just seems to try to gide ride of you if you ask something Reviewed on: 11th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59157)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use app, whole platform miles online shoppin...

Easy to use app, whole platform miles online shopping easier and safer. Reviewed on: 7th April 2026

Easy transition, payments and services

Easy transition and payments I will recommend to anyone. Reviewed on: 7th April 2026

I love the facilities that PayPal privide

I love the facilities that PayPal privide Reviewed on: 7th April 2026

Always use it, very convenient and helps when everyt...

Always use it, very convenient and helps when everything and cost of living is so high Reviewed on: 7th April 2026

PayPal is a very useful

PayPal is a very useful way of paying online. And PayPal credit has been super useful for paying for larger purchases over a few months. Reviewed on: 7th April 2026

Excellent

Easy to use app, great customer service Reviewed on: 7th April 2026

Hakuna Matata

Using the PayPal pay in 3 has now given me the chance to get the PayPal credit. When deciding that PayPal credit was an option it was very easy to apply for. No hassles. Straight forward. Reviewed on: 7th April 2026

They set clear boundaries and know your limit .

They set clear boundaries and know your limit . Any queries you need answering are answered very quickly and efficiently. Reviewed on: 7th April 2026

Useful digital wallet

Paypal has fast checkout, a sense of security, easy sending and receiving money, mobile friendly, a clear transaction trail and useful for international payments. Reviewed on: 7th April 2026

Always been great to deal with.

Always been great to deal with. Feel safe using it. Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.70 from 25 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.78 from 432 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 32963 reviews
Payments
from PayPal 4.92 from 3668 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub