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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59649 reviews)

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4.90

Based on 59,649 reviews, last reviewed 13th Apr 2026

813900% increase in 5 star reviews

in the past 90 days

3000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always used paypal with online transactions. Always used paypal with online transactions. Feel safe & secure. Easy to do Reviewed on: 13th April 2026

Latest lowest rating:

1

Extremely poor service Not a good credit card company, unprofessional and doesn’t provide appropriate support Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59649)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

hassle free intuitive user experience

hassle free intuitive user experience Reviewed on: 7th April 2026

Customer service excellent,staff very friendly and k...

Customer service excellent,staff very friendly and knowledgeable also give you information on how best to keep yourself and money safe and keen to resolve any issue. Reviewed on: 7th April 2026

Perfect PayPal

Great platform, simple app, brilliant service and payment options Reviewed on: 7th April 2026

Good credit options, security and responsibility.

I have used PayPal for years and totally rely on the easiness to get credit. I live abroad and have often needed to buy airline tickets by their ‘pay later’ scheme. I was also nearly scammed but due to the help of the paypal team, I was refunded. Also, they spoke proper English and sounded knowledgeable: they instilled confidence. Because of these reasons I will never leave PayPal. Reviewed on: 7th April 2026

Easy , affordable, good quality of service.

Easy , affordable, good quality of service. Reviewed on: 7th April 2026

Excellent customer service credit limit increases wi...

Excellent customer service credit limit increases with good credit history Reviewed on: 7th April 2026

Pay pal is so versatile

Pay pal is so versatile -I can use it for basic payments for goods, sending money to friends or for services & now they have added PayPal credit card/pay in 3! Great easy to use service with competitive rates! Reviewed on: 7th April 2026

easy to use, fair and reliable

easy to use, and reminders and cost, makes it fair and reliable Reviewed on: 7th April 2026

PayPal very convenient

I've found PayPal very convenient and widely accepted. The site is easy to navigate and the delaying of interest being applied to purchases is great. With the email alerts and history I truely feel like I control my spend and payments. When I have contacted customer service they seek to understand the issue first before trying to resolve it. Reviewed on: 7th April 2026

Very convenient, easy to use, easy to set up repayments

Very convenient, easy to use, easy to set up repayments Reviewed on: 7th April 2026

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