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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175986)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

My experience using PayPal has been seamless and sat...

My experience using PayPal has been seamless and satisfying. The platform is effectuive and user-friendly and all the terms of use for each of the services offered and plainly explained that even the lay reader would have no issues understanding it Reviewed on: 8th July 2026

Easy to do

Easy and accessible. Not really needed but helps I suppose if you want to spread payments Reviewed on: 8th July 2026

Polite, patient driver and reliable.

Polite, patient driver and reliable. on time at door Reviewed on: 8th July 2026

Great customer service

Great customer service for someone with a disability, I really appreciated their patience and going to extra mile Reviewed on: 8th July 2026

No trouble with payments

No trouble with payments. Easy to navigate Reviewed on: 8th July 2026

PayPal is always my back up when I am low on funds.

PayPal is always my back up when I am low on funds. Interest rates is reasonable and it can be used to pay for variety of things/ service.. their customers service is 5× because help to resolve disputes in a fashionable manner. Always they are on your side to ensure u always gets the best out come Reviewed on: 8th July 2026

I've been using PayPal Credit for a while now and ha...

I've been using PayPal Credit for a while now and have had a very positive experience. The application process was straightforward, and once approved it was easy to use when making purchases online. I like having the option to spread the cost of larger purchases, and the account is simple to manage through PayPal. Payments are easy to make, and I've never had any issues with the service. Overall, it's been a convenient and reliable way to manage my spending, and I would happily recommend it to others. Reviewed on: 8th July 2026

Been with paypal 22 years great for all things onlin...

Been with paypal 22 years great for all things online and credit adds so much ease Reviewed on: 8th July 2026

Never had a bad experience really

Never had a bad experience really Reviewed on: 8th July 2026

You got my vote

Fantastic paypal so human and approachable . If theres a problem its sorted you dont get penalised like so maney other companies . I love the pay in 3 and I love the pay pal points , have had over a £100 back to use elsewhere . Its a shame other companies dont follow paypals example . You got my vote Paypal . BIG 5 STARS Reviewed on: 8th July 2026

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