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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148265)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

Fantastic and easy to use service

5
Fantastic and easy to use service Reviewed on: 20th June 2026
JMAP's avatar
JMAP

Very easy access, easy repayment.

5
Very easy access, easy repayment. Choice of how you want to pay. Very satisfied. Reviewed on: 20th June 2026
Kamilla Majerowska's avatar
Kamilla Majerowska

Very helpful .and flexible

5
Very helpful .i am really happy.it’s affordable and easy to use and flexible .i really recommend .paypal credit is good to have .i am so impressed .paypal app is so handy and useful . Reviewed on: 20th June 2026
Ayesha's avatar
Ayesha

A great addition to life as a whole

5
I have been using pay pal for quite some time and I can say it has helped me brilliantly with my expenses. I highly recommend it as it offers the flexibility to pay with the zero percent interest or paying it in 3 months which is not so bad at all! It has helped me navigate my life here in the UK as a whole. Thank you Pay pal! Reviewed on: 20th June 2026
Mae Therese Ramos's avatar
Mae Therese Ramos

I love the option of 4 months interest free!

5
I love the option of 4 months interest free! I can spread the cost of a purchase if I can’t afford in one payment, and not worry about additional interest charges. So handy! Reviewed on: 20th June 2026
Shiana A's avatar
Shiana A

Activity on app could be made more clearer.

5
Activity on app could be made more clearer. Reviewed on: 20th June 2026
Craig T's avatar
Craig T

Pay in 3

5
Very easy to use pay in 3 makes purchases affordable. My refunds were processed really quickly. Very efficient. Reviewed on: 20th June 2026
Lou M's avatar
Lou M

Easy to use and safe.

5
Easy to use and safe. Card details are kept secure so safe to use online Reviewed on: 20th June 2026
Andy d's avatar
Andy d

PayPal has been helpful

5
PayPal has been very useful for me and very efficient Reviewed on: 20th June 2026
Cedric O's avatar
Cedric O

The application process was quick and seamless.

5
The application process was quick and seamless.very straight forward. I’ve been using PayPal for over twenty years and always been happy. I frequently use their pay in 3 when I make a purchase. Reviewed on: 20th June 2026
Mary B's avatar
Mary B

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