Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175822 reviews)

View other PayPal products

4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175856)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy app to use - love the 0% credit so you can spre...

Easy app to use - love the 0% credit so you can spread over 3/4 months Reviewed on: 8th July 2026

PayPal credit. A trouble free convenience.

I find using PayPal credit convenient and a safe alternative to others. I've used PayPal for years and always been happy. I've rarely needed any help from customer service, so can't give a balanced view or value for money. However, 4 months to pay is sometimes a godsend for larger purchases. All round very happy. Reviewed on: 8th July 2026

Bought my new Samsung phone using PP, simple to use...

Bought my new Samsung phone using PP, simple to use and a quick decision. No issues at all. Highly recommended. Reviewed on: 8th July 2026

Overall excellent app is easy to use

Overall excellent app is easy to use Reviewed on: 8th July 2026

Great customer service .

Just great in general and lovely people to speak to if you need help Reviewed on: 8th July 2026

Makes life easier, it’s a safety net

Makes life easier, it’s a safety net Reviewed on: 8th July 2026

Everything lovely, convenient and easy to use

Everything lovely, convenient and easy to use Reviewed on: 8th July 2026

Easy and hassle free transactions every time

Easy and hassle free transactions every time Reviewed on: 8th July 2026

The most convenient and flexible way to pay

PayPal is always the most convenient way to pay for things. I particularly find the Pay in 3 function very handy. It means I can budget better for bigger purchase and spread the cost. Reviewed on: 8th July 2026

118 always helpful

Always helpful and full of knowledge about products Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97517 reviews
Payments
from PayPal 4.71 from 3845 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub