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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very convenient to use for online shopping.

Very convenient to use for online shopping. Reviewed on: 5th June 2025

Excellent service, always support when I need help.

Excellent service, always support when I need help. 5***** stars Reviewed on: 5th June 2025

I use Paypal credit service all the time.

I use Paypal credit service all the time. Especially the pay in three Reviewed on: 5th June 2025

fast payment, PayPal credit, pay in 3

fast payment, PayPal credit, pay in 3 Reviewed on: 5th June 2025

Very trust worthy company .

Very trust worthy company . Will always use this company Reviewed on: 5th June 2025

I like it, its easy and safe.

I like it, its easy and safe. I can keep saved few cards so I can choose which I want to pay. I like the pay in 3 also which is very helpful. Reviewed on: 5th June 2025

Pay pal makes payments easier especially the 4 month...

Pay pal makes payments easier especially the 4 month 0 percent interest Reviewed on: 5th June 2025

Simple to use, pay in 3 and 0% in 4 months without h...

Simple to use, pay in 3 and 0% in 4 months without having to apply are life savers Reviewed on: 5th June 2025

Easy to do transactions, I feel safe paying using Pa...

Easy to do transactions, I feel safe paying using PayPal especially when it's new businesses or people Reviewed on: 5th June 2025

Easy to use

Easy to use, reminders are sent, useful interest free offers Reviewed on: 5th June 2025

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