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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148188 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148188)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I don’t like that it takes 5-7 days to collect money...

I don’t like that it takes 5-7 days to collect money from my bank account when I pay my bill. Reviewed on: 20th June 2026

Fantastic value

I've been using PayPal credit for buying materials for my new house build, the 0 interest if paid in full work's perfectly for me. Would highly recommend it Reviewed on: 20th June 2026

helpful and trustworthy

Always super easy to use and really beneficial to have multiple options for payments which helps to manage life in the current climate. Reviewed on: 20th June 2026

Too much interest this can be improved

Too much interest this can be improved Reviewed on: 20th June 2026

A extra hand when times are tight

Pay pal is always there when I need a little extra and if I have had to ring the team members they are polite and helpful Reviewed on: 20th June 2026

Easy to find your way with the process and one feel...

Easy to find your way with the process and one feel safe and secure . Reviewed on: 20th June 2026

Excellent

PayPal is so easy to use, any time I’ve had an issue with a seller it’s has always been resolved quickly Reviewed on: 20th June 2026

Use PayPal for most things

Really easy to use. Use PayPal for most of my online shopping. Reviewed on: 20th June 2026

PayPal Credit Card Review 2026

The PayPal Credit Card is convenient and useful for PayPal users thanks to its financing offers and lack of annual fees. If you pay your balance in full and use the promotional periods wisely, it can be a valuable card. However, the relatively high APR and customer-service complaints prevent it from being among the very best credit cards. Reviewed on: 20th June 2026

Paypal - my go to.

I have always found PayPal easy to use and trust their services. I make use of PayPal credit and PayPal pay in 3 and have done so for the past six years. Reviewed on: 20th June 2026

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