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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (59424 reviews)

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4.90

Based on 59,424 reviews, last reviewed 12th Apr 2026

794100% increase in 5 star reviews

in the past 90 days

2700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It's easy to use . It's easy to use and comes in handy when you don't have the ready cash. Reviewed on: 12th April 2026

Latest lowest rating:

1

Using PayPal Credit feels unnecessarily slow and fru... Using PayPal Credit feels unnecessarily slow and frustrating, especially in a digital age where transactions should be processed instantly. When I mak... Read more Reviewed on: 12th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59424)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very handy for online purchases.

Very handy for online purchases. Easy to use and fast checkouts x Reviewed on: 7th April 2026

PayPal is easy to use.

PayPal is easy to use.If you can't afford to pay amount of straight away you have the option to pay balance over three months with no interest Reviewed on: 7th April 2026

Fantastic Service

The most outstanding feature is the ease of use. PayPal Credit is simple to understand and makes using it a breeze. It offers more than just credit with the new rewards feature. Reviewed on: 7th April 2026

Fabulous company,10/10

PayPal is a fabulous company,I wouldn't have been able to get all of what I've needed without them. The PayPal guarantee is 10 out of 10, I've always got refunds when things go wrong with retailers/sellers , They are very helpful ,very responsive and a pleasure to be part of . Reviewed on: 7th April 2026

Recommend

Easy to set up direct debit to make monthly payment. Reminders that the money will be taken out of my account. Phone call from the customer service team when I once missed a payment to offer assistance with repayments. Reviewed on: 7th April 2026

Paypal is great

Paypal makes it very easy to buys items on line, and easy to spread payments if needed. Reviewed on: 7th April 2026

PayPal provide me with an excellent credit limit, mu...

PayPal provide me with an excellent credit limit, much more than my bank. Reviewed on: 7th April 2026

Fantastic

Fantastic ways to pay and it’s a safer way to pay Reviewed on: 7th April 2026

Helpful app makes like a little easier and affordable

Paypal assists me in purchasing items and goods that without the credit and pay in 3 I would not be able to afford. They offer some great deals and promotions Reviewed on: 7th April 2026

Great Service

Great Service and customer service Reviewed on: 7th April 2026

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