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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175315 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175316)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Personal experience with PayPal credit

My experience has been great so far with the PayPal credit as long as I spend more than £100 I get to pay it back within 4 months interest free had an issue once when I bought a pair of designer sunglasses that were counterfeit and not real I put told PayPal took a few weeks but got the money off the credit bill very easy and straight forward I would say and I have already recommended to a few friends and couple family members Reviewed on: 8th July 2026

Good value for money.

Good value for money. Excellent service Reviewed on: 8th July 2026

Convinient & Fast

Its always been fast & easy to use Paypal, love the direct transition from other apps or websites to paypal to pay for things online quicker! Reviewed on: 8th July 2026

Whenever I had issues they were always resolved

Whenever I had issues they were always resolved Reviewed on: 8th July 2026

Love using PayPal.

Love using PayPal. Easy, safe, great payment options Reviewed on: 8th July 2026

Paypal make paying a whole lot easier and less stres...

Paypal make paying a whole lot easier and less stressful. They are the future! I find that the help and customer service is always brilliant! Reviewed on: 8th July 2026

I am using PayPal from more then 10 years.

I am using PayPal from more then 10 years. This app been very helpful throughout to keep my expenses low per month. Also help me shop online with freedom and ease. The app i can trust keeping my information safe. Thank you Reviewed on: 8th July 2026

A simple easy to use service

Quick and easy to set up, clear dashboard Terms and Conditions explained, additional repayments easily made Reviewed on: 8th July 2026

Easy to use and understand!

Easy to use and understand! Works reliably and keeps all valuable information safe! Reviewed on: 8th July 2026

Excellent service from start to finish

My experience with PayPal Credit has been excellent from the beginning. The application process was quick and straightforward, the account was easy to manage, and everything has worked exactly as expected. Payments are processed smoothly, the app is easy to use, and the terms are clear. I’ve never had any issues, and the overall service has been reliable and hassle-free. I would definitely recommend PayPal Credit to anyone looking for a convenient and trustworthy credit option. Reviewed on: 8th July 2026

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