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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62679 reviews)

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4.90

Based on 62,679 reviews, last reviewed 13th Apr 2026

1094200% increase in 5 star reviews

in the past 90 days

3500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I've been a customer of PayPal since several years a... I've been a customer of PayPal since several years and I have never had issues with PayPal but rather they still look after me by giving me credit to ... Read more Reviewed on: 13th April 2026

Latest lowest rating:

2

I had bad experiences with customer services I had bad experiences with customer services Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (62679)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

It’s fast but transfer of money from PayPal first an...

It’s fast but transfer of money from PayPal first and then debit would have been better. Reviewed on: 8th April 2026

Have not had a problem with PayPal, easy to navigate...

Have not had a problem with PayPal, easy to navigate, payment is easy, very happy with everything Reviewed on: 8th April 2026

Very good very nice chicken nuggets

Very good very nice chicken nuggets Reviewed on: 8th April 2026

PayPal easy and the best.

I found PayPal easy to negotiate for the less tech savvy amongst its customers. Simple straight forward to use and understand. Would happily recommend for anyone looking to purchase something a little dearer than they would normally spend. Reviewed on: 8th April 2026

always been good when short in cahs.

always been good when short in cahs. and make the most out of the 3 month of interest free Reviewed on: 8th April 2026

Easy to sign up and use.

Easy to sign up and use. Option appears on most websites and is convenient Reviewed on: 8th April 2026

Interest free happy.

Very easy to sort and finalise. The interest free over 24 months has really helped me with my finances. Reviewed on: 8th April 2026

Paypal Credit damanged my credit over about £6.

Accidentally put a few pounds on my PayPal Credit account (didn’t know, was a mistake). I missed the payment deadline because of that, and by the time I noticed and paid it off, less than a month late, they had already reported it to a credit agency as late payment. I asked them to fix it, but they refused. It damaged my credit rating, which I am still trying to recover from, all over about £6. Would tell people to avoid. Reviewed on: 8th April 2026

Not had an issue good options given

Not had an issue good options given Reviewed on: 8th April 2026

Paypal, quick and easy

Paypal credit is quick and easy and now pivoting into a real plastic card brings so much more possibilities. Reviewed on: 8th April 2026

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