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PayPal: PayPal Credit reviews

4.90
Based on 59,583 reviews, last reviewed 12th Apr 2026
808500% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It gives me the time to pay for my purchases in ins... It gives me the time to pay for my purchases in instalments and take’s the pressure of me. I find it easier to use to pay for my purchases online and... Read more Reviewed on: 12th April 2026
Julie G's avatar
Julie G

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59583)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is ten ten

5
PayPal is great and convenient, reliable and secure. Used it for so long now and will probably never stop using it Reviewed on: 7th April 2026

I use PayPal as often as I can, it's great

5
I use PayPal as often as I can. Great app, quick and easy to use. Offers great perks. Reviewed on: 7th April 2026

Superb paypal

5
Very good experience with PayPal Reviewed on: 7th April 2026

Always excellent work and secure service,

5
Always excellent work and secure service, Reviewed on: 7th April 2026

PayPal is really easy to use, and user friendly.

5
PayPal is really easy to use, and user friendly. Friends and family get their money really quick and hassle free. Reviewed on: 7th April 2026

I’m with PayPal almost 2 Gerard and loved

5
I’m with PayPal almost 2 Gerard and loved Reviewed on: 7th April 2026

Hassle free and easy to use.

5
Hassle free and easy to use. Quick way to pay with clear repaymenta Reviewed on: 7th April 2026

I got PayPal credit instantly when I couldn’t get cr...

5
I got PayPal credit instantly when I couldn’t get credit with any other providers. This was brilliant for my financial circumstances and love pay in 3 Reviewed on: 7th April 2026

It’s very safe n simple way to pay n you can trust P...

5
It’s very safe n simple way to pay n you can trust PayPal Reviewed on: 7th April 2026

It’s great to know exactly how much you are going to...

5
It’s great to know exactly how much you are going to spend for your budget over the month and they let you know each time you’ve spent and what’s left. Reviewed on: 7th April 2026