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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174727)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

safe transactions good rates easy to use and quick

safe transactions good rates easy to use and quick Reviewed on: 8th July 2026

I have had no problems.

I have had no problems. everything seams to be going along tickety-boo. Reviewed on: 8th July 2026

Great service everything is so well managed plent...

Great service everything is so well managed plenty 4ime to pay everything off been with PayPal for years I use it all the time . Never been charged any interest because there's so much time to pay . If need to speak to someone at PayPal they are so nice and friendly very efficient so thanks PayPal Reviewed on: 8th July 2026

So happy to be able to use paypal

So happy to be able to use paypal Reviewed on: 8th July 2026

Experience with seller

I've encountered many difficulties with a seller and they were there to assist me solve a problem Reviewed on: 8th July 2026

PayPal.presents

PayPal. Has helped me in many ways, mostly in case of emergency and obviously buying presents for those special occasions Reviewed on: 8th July 2026

Just fine

Customer service always fine, the constant log in issues very frustrating. But easy banking. Reviewed on: 8th July 2026

PayPal is quick and easy to use, I have my virtual P...

PayPal is quick and easy to use, I have my virtual PayPal card on my phone, so it's accessable when I need it. I get a reminder when to pay my bill, which is great in my busy life, I can easily forget, so the reminder really helps. Reviewed on: 8th July 2026

Great service

Logged my complaint and was dealt with very fast and efficiently Reviewed on: 8th July 2026

I can trust PayPal to deal with all my payments and...

I can trust PayPal to deal with all my payments and receipts.. Reviewed on: 8th July 2026

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