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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174560)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

With a previous poor credit history PayPal has been...

With a previous poor credit history PayPal has been a big help in increasing that. I have recently started a new business venture and PayPal stepped up to help out again. I really recommend that people take the time to look behind the front page and look at what they can do for you Reviewed on: 8th July 2026

I find tech difficult - I would like more reminders...

I find tech difficult - I would like more reminders of my balance. Reviewed on: 8th July 2026

Super flexible payment options easy instalment zero...

Super flexible payment options easy instalment zero interest Reviewed on: 8th July 2026

Easy to use with support from service

Easy to use with support from service Reviewed on: 8th July 2026

I have been using PayPal for a number of years and j...

I have been using PayPal for a number of years and just recently have used very frequently. I have not had any issues with any of my transactions. Reviewed on: 8th July 2026

Great in terms of managing finances, but I submitted...

Great in terms of managing finances, but I submitted a complaint about a misrepresented item and nothing was done after the initial contact Reviewed on: 8th July 2026

I benefited from a great service

Every time I used PayPal it was easy to navigate, efficient and I managed to sort out all my tasks while I was happy with the service that I received! Reviewed on: 8th July 2026

From George, our German Shepherd, a huge thankyou!

For us it was a no-brainer. We needed a new lawnmower after our old one just stopped working and the grass grew so quickly we lost our dog for two days. Something needed and quickly, but we hadn't budgeted for this, so we applied for paypal credit and in just a few days we took delivery of a new battery lawnmower. No hassle, no waiting around and our reunion with our lost dog was so joyous. Thank you paypal credit, from all of us. Reviewed on: 8th July 2026

PAYPAL.. The Best.. Simple as That!

PayPal have provides the solid foundation necessary for making my payments secure and mind easing!! This works both ways as sending a payment is carried out with complete peace of mind. A truly fantastic service!! Reviewed on: 8th July 2026

Very helpful and will talk you through everything

Very helpful and will talk you through everything Reviewed on: 8th July 2026

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