Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 59,614 reviews, last reviewed 13th Apr 2026
811300% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use with great customer service and sup... Very easy to use with great customer service and supporting understanding professional staff who are always happy to help. Gives real flexibility for ... Read more Reviewed on: 13th April 2026
Luffy s's avatar
Luffy s

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59614)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024
Chi Nike 's avatar
Chi Nike

Very easy to use

5
Very easy to use, app very tidy and accepted in any place I’ve ever tried. I like splitting payments that are over £100 as standard. Reviewed on: 7th April 2026
Daniel P's avatar
Daniel P

Simple and secure

5
Always simple and secure transactions Reviewed on: 7th April 2026
John c's avatar
John c

Reliable Service with Prompt Issue Resolution

5
I’ve had a positive experience using PayPal. Their platform is easy to use, secure, and widely accepted, which makes managing payments very convenient. What stands out the most is their customer support, they’ve consistently resolved any issues I’ve had in a timely and efficient manner. It’s reassuring to know that when something goes wrong, they handle it quickly and professionally. Overall, PayPal is a reliable service that I trust for both personal and online transactions. Reviewed on: 7th April 2026
Chantelle Rowlands's avatar
Chantelle Rowlands

Safly shopping with PayPal.

5
I have always had professional and friendly service. It's eazy to use, I often don't pay for a product if I can't pay though PayPal. Reviewed on: 7th April 2026
Edward B's avatar
Edward B

Faultless.

5
Faultless. Great credit provider Reviewed on: 7th April 2026
Gary A's avatar
Gary A

Great experience and makes life so easy and manageable.

5
Great experience and makes life so easy and manageable. Thank you. Reviewed on: 7th April 2026
Prerna S's avatar
Prerna S

I have not had to use customer service yet, so I can...

5
I have not had to use customer service yet, so I can’t comment on that but overall, I am very satisfied with PayPal. Reviewed on: 7th April 2026
KoolKat 's avatar
KoolKat

Very easy to use

5
It’s just very easy to use the credit if you already have a PayPal account. It’s there as an option when you select to pay by PayPal and it’s 0% so if you want to pay later or spread the cost you have the option whenever you use PayPal. Paying it off is also very easy if you’ve already linked a payment card or bank to PayPal. Reviewed on: 7th April 2026
FMH's avatar
FMH

I am very happy to use less hassle finance option as...

5
I am very happy to use less hassle finance option as PayPal, so easy to use and so clear terms and conditions of each products/service they offering. Reviewed on: 7th April 2026
Michal Walaszek's avatar
Michal Walaszek

Quick and easy to use.

5
Quick and easy to use. A good useful credit Reviewed on: 7th April 2026
Daniel A's avatar
Daniel A

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill