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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174358)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Online banks offer more

I’ve never dealt with customer service. As to value for money… not the worst but some of the new online banks offer a lot more. Reviewed on: 8th July 2026

Had a few issues in the past and PayPal always resol...

Had a few issues in the past and PayPal always resolve the issues swiftly. Reviewed on: 8th July 2026

I’ve been using PayPal credit for a few years now an...

I’ve been using PayPal credit for a few years now and it helps me no end with cash flow. Reviewed on: 8th July 2026

Never had any problems.

Never had any problems. Great stuff. Reviewed on: 8th July 2026

Not always easy to get hold on the phone but I feel...

Not always easy to get hold on the phone but I feel that they give a excellent service Reviewed on: 8th July 2026

To be honest I have never had any issues, it's alway...

To be honest I have never had any issues, it's always been easy and smooth throughout. Reviewed on: 8th July 2026

PayPal credit has been a positive experience.

PayPal credit has been a positive experience. Reviewed on: 8th July 2026

Paypal best.

Is my preferred payment source and most confident so far is my favourite. Reviewed on: 8th July 2026

Very satisfyied with previous experience i had and t...

Very satisfyied with previous experience i had and the manner i was dealt with from customer service. Reviewed on: 8th July 2026

Easy accessible website, easy funding for goods.

Easy accessible website, easy funding for goods. Easy way to make payments towards plans Reviewed on: 8th July 2026

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