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PayPal: PayPal Credit reviews

4.90
Based on 59,631 reviews, last reviewed 13th Apr 2026
812700% increase in 5 star reviews
in the past 90 days
2800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a few years now and have always... I’ve used PayPal for a few years now and have always received good service. Even when I’ve had issue with suppliers PayPal have always been top notch... Read more Reviewed on: 13th April 2026
Tracey H's avatar
Tracey H

Latest lowest rating:

1

Danger do not use. its a trap. At the start it was sunshine and rainbows, Nice credit limit, link all your bills, link all your debit cards, make payments faster. But unlike any oth... Read more Reviewed on: 12th April 2026
Nathan P's avatar
Nathan P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59631)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It comes in handy in many ways possible

5
It comes in handy in many ways possible Reviewed on: 7th April 2026

I think PayPal is the safest and easy way to pay for...

5
I think PayPal is the safest and easy way to pay for things if there are any problems with anything they are right on it and get back to you with the outcome Reviewed on: 7th April 2026

PayPal is great

5
You can do any sort of transaction with PayPal and their pay in 3 is great especially for holidays, Reviewed on: 7th April 2026

Hassle free control of your account

5
Never had an issue and you are in control of everything Reviewed on: 7th April 2026

The ease in using PayPal to manage payments is excep...

5
The ease in using PayPal to manage payments is exceptional and makes budgeting so much easier. Reviewed on: 7th April 2026

Daily method

5
It’s part of life now, a reach for method of payment. I prefer it, peace of mind. A buffer to my account Reviewed on: 7th April 2026

If i dont have money to buy things alwayis paypal he...

5
If i dont have money to buy things alwayis paypal help me out wit this credit plan its very helpful Reviewed on: 7th April 2026

Very easy to use

5
Very easy to use, app very tidy and accepted in any place I’ve ever tried. I like splitting payments that are over £100 as standard. Reviewed on: 7th April 2026

Simple and secure

5
Always simple and secure transactions Reviewed on: 7th April 2026

Reliable Service with Prompt Issue Resolution

5
I’ve had a positive experience using PayPal. Their platform is easy to use, secure, and widely accepted, which makes managing payments very convenient. What stands out the most is their customer support, they’ve consistently resolved any issues I’ve had in a timely and efficient manner. It’s reassuring to know that when something goes wrong, they handle it quickly and professionally. Overall, PayPal is a reliable service that I trust for both personal and online transactions. Reviewed on: 7th April 2026