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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174291)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

They make it really easy to track expenses over time...

They make it really easy to track expenses over time and to pay for things quickly Reviewed on: 8th July 2026

PayPal Credit

PayPal have been very helpful in enabling me to have a new phone when I couldn’t afford to buy on outright. Without their PayPal credit and repayment plan I wouldn’t have been able to have a phone. The low interest is so generous. Reviewed on: 8th July 2026

Always easy to use PayPal

Always easy to use PayPal when wanting interest free over 4 months for larger purchases Reviewed on: 8th July 2026

had issues not being able to pay by direct debit and...

had issues not being able to pay by direct debit and being unable to add new debit cards to my account. This issue caused me to have to make manual payments each month, and as a result having to pay late payment fees when I forgot to pay on time. Reviewed on: 8th July 2026

Fab service

My experience has been great ease of purchase and explains everything Reviewed on: 8th July 2026

Good service and easy to use app.

Good service and easy to use app. Reviewed on: 8th July 2026

PayPay is fantastic

Fantastic, so helpful in managing my spending and payments. Reviewed on: 8th July 2026

No issues with PayPal before, always easy to use

No issues with PayPal before, always easy to use Reviewed on: 8th July 2026

Slick & easy set up.

Slick & easy set up. Lots of detailed instructions to follow. A very simple service. Reviewed on: 8th July 2026

Its just like any other credit card but it takes day...

Its just like any other credit card but it takes days for the money to leave my bank account. Its easy to forget about made payments.....not good Reviewed on: 8th July 2026

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