Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 59,645 reviews, last reviewed 13th Apr 2026
813700% increase in 5 star reviews
in the past 90 days
2900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to ise I’ve used all the services PayPal offers there simple to use and make managing your money easier Reviewed on: 13th April 2026
Jessie P's avatar
Jessie P

Latest lowest rating:

1

Bad company No customer safety, I had item shown delivered and photo shown its been left somewhere where I cant find and PayPal couldn't help me due to tracking s... Read more Reviewed on: 13th April 2026
Martins S's avatar
Martins S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (59645)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy to use, secure service, offers multiple ways to...

5
Easy to use, secure service, offers multiple ways to pay. Reviewed on: 7th April 2026

I’ve been using PayPal for over a decade now

5
I’ve been using PayPal for over a decade now—it simplifies payment processes and is a very user-friendly platform. Reviewed on: 7th April 2026

Have always found the paypal system very easy to use...

5
Have always found the paypal system very easy to use and the pay in 3 option is very good Reviewed on: 7th April 2026

I’ve used it many times and just like the ease of us...

5
I’ve used it many times and just like the ease of use and being able to spread the cost. Reviewed on: 7th April 2026

It comes in handy in many ways possible

5
It comes in handy in many ways possible Reviewed on: 7th April 2026

I think PayPal is the safest and easy way to pay for...

5
I think PayPal is the safest and easy way to pay for things if there are any problems with anything they are right on it and get back to you with the outcome Reviewed on: 7th April 2026

PayPal is great

5
You can do any sort of transaction with PayPal and their pay in 3 is great especially for holidays, Reviewed on: 7th April 2026

Hassle free control of your account

5
Never had an issue and you are in control of everything Reviewed on: 7th April 2026

The ease in using PayPal to manage payments is excep...

5
The ease in using PayPal to manage payments is exceptional and makes budgeting so much easier. Reviewed on: 7th April 2026

Daily method

5
It’s part of life now, a reach for method of payment. I prefer it, peace of mind. A buffer to my account Reviewed on: 7th April 2026