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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (65245 reviews)

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4.90

Based on 65,245 reviews, last reviewed 14th Apr 2026

1330500% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Lots of options with PayPal credit The options available with PayPal credit are great. So many retailers also support their interest free credit products. And it’s even better now you c... Read more Reviewed on: 14th April 2026

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (65245)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Customer support isn't as good as it used to be and...

Customer support isn't as good as it used to be and very hard to try and initiate Reviewed on: 13th April 2026

I use pay pal regular and it’s simple and easy to na...

I use pay pal regular and it’s simple and easy to navigate. PayPal pay in 3 and Paypal credit are all in one app and fully transparent. Great service Reviewed on: 13th April 2026

PayPal Credit and Modular Synthesisers

I use PayPal Credit all the time being into modular synthesisers which can be quite expensive. PayPal Credit give me flexibility to carry building my modular system and with 4 months to pay it off it's the most suitable for me service. Reviewed on: 13th April 2026

Excellent

I just used PayPal three instalments its fantastic. Reviewed on: 13th April 2026

Helpful and reassuring.

Helpful and reassuring. Highly recommended. Reviewed on: 13th April 2026

Easy to use services.

Easy to use services. App easy to navigate Reviewed on: 13th April 2026

Very helpful staff, very good at problem-solving and...

Very helpful staff, very good at problem-solving and basically did everything I needed from them Reviewed on: 13th April 2026

PayPal Credit has assisted me in taking charge of my...

PayPal Credit has assisted me in taking charge of my finances as I can now make a big purchase with the opportunity to spread the payment for 4 months. Reviewed on: 13th April 2026

Always sorted my issue out straight away

Always sorted my issue out straight away Reviewed on: 13th April 2026

The fastest and safest way to buy and sell

Every sale or purchase I’ve made using PayPal has been so easy and I feel really safe using it. I’d highly recommend it to friends and family. Reviewed on: 13th April 2026

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