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PayPal: PayPal Credit reviews

4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147870)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Makes shopping online easier, safer and faster payme...

5
Makes shopping online easier, safer and faster payment so don’t have to keep putting card details in. Very convenient. We are renovating an old house so it’s great that we can spread the cost for 0% which helps with cash flow. All in one place so very easy to manage on the app and in the account. Updates are great too. Reviewed on: 19th June 2026

PayPal is really your pal

5
Had no problems whatever, always would recommend this to all my friends. They agree that this is incredible service and wouldn’t change it for the world. Reviewed on: 19th June 2026

Easy to use and manage.

5
Easy to use and manage. 0% fee options means you can make larger purchasing and spread the payments free over 4 months Reviewed on: 19th June 2026

Good, easy to use and good Customer services

5
Good, easy to use and good Customer services Reviewed on: 19th June 2026

Amazing service

5
Always an amazing service, only online payment i trust Reviewed on: 19th June 2026

Simples!

5
Always easy and an excellent way to pay. Reviewed on: 19th June 2026

PayPal is Wikked man

5
I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026

Reliable and trustworthy

5
I think the app could be more suave but other than that I love it Reviewed on: 19th June 2026

Very easy to use the app and set up payment...

5
Very easy to use the app and set up payment Reviewed on: 19th June 2026

Using PayPal credit has made online shopping feel sa...

5
Using PayPal credit has made online shopping feel safer for me Reviewed on: 19th June 2026

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