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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147763 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147763)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service

Great service , brilliant app , easy to use Reviewed on: 18th June 2026

Getting PayPal credit was simple and the terms and c...

Getting PayPal credit was simple and the terms and conditions are fair. It provided me with an valuable service when most needed. Reviewed on: 18th June 2026

It’s a great facility for the people

It’s a great facility for the people Reviewed on: 18th June 2026

Positive experience with paypal

Paypal rates are brilliant, its easy to set up and use Reviewed on: 18th June 2026

I have PayPal for over 12 years.

I have PayPal for over 12 years. Im very pleased with the service. Every time I got scammed you managed to get my money back Reviewed on: 18th June 2026

It’s very easy to use and you get more time...

It’s very easy to use and you get more time to pay Reviewed on: 18th June 2026

Flexible

I use PayPal credit to purchase clothing online. I like it that it's flexible and you can make payments whenever you want and can. Reviewed on: 18th June 2026

Love using pay pal safer way to pay

Love using pay pal safer way to pay Reviewed on: 18th June 2026

Easy to use, fast and flexible with different paymen...

Easy to use, fast and flexible with different payment options. Also can use on goggle pay which is fantastic as it means you don't need to carry card around. Reviewed on: 18th June 2026

So straightforward and easy to manage

So straightforward and easy to manage Reviewed on: 18th June 2026

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