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PayPal: PayPal Credit reviews

4.90
Based on 75,614 reviews, last reviewed 18th Apr 2026
2287300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to use and keep up with my spendibg Easy to use and keep up with my spendibg Reviewed on: 18th April 2026
Martin l's avatar
Martin l

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75614)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

A great platform

5
The fact that i can spread my repayment across 4 months has helped me avoid interest fees and charges. When I first started and did not understand a thing or two, customer service was quite helpful in guiding me. It’s a fantastic and easy to use platform Reviewed on: 16th April 2026

Easy straightforward,simple to use.

5
Easy straightforward,simple to use. Reviewed on: 16th April 2026

Loved how easy & convenient PayPal is to use!

5
Loved how easy & convenient PayPal is to use! Definitely my preferred way to pay. Reviewed on: 16th April 2026

Would recommend

5
Good costumer service, and hassle free to use Reviewed on: 16th April 2026

A good hassle free service,does exactly as any high...

5
A good hassle free service,does exactly as any high street bank Reviewed on: 16th April 2026

Always had good service from them.

5
Always had good service from them. Reviewed on: 16th April 2026

Simple to use and very helpful sorting issues with s...

5
Simple to use and very helpful sorting issues with sellers Reviewed on: 16th April 2026

I have rarely had any issues when using PayPal

4
I have rarely had any issues when using PayPal Reviewed on: 16th April 2026

Easy to use with no fuss also a great points...

5
Easy to use with no fuss also a great points scheme Reviewed on: 16th April 2026

Excellent service service

5
Excellent service i am very happy Reviewed on: 16th April 2026