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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75803 reviews)

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4.90

Based on 75,803 reviews, last reviewed 18th Apr 2026

2304800% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve had a good experience using PayPal Credit. I’ve had a good experience using PayPal Credit. It’s been really useful for spreading the cost of larger purchases, and the application process was qu... Read more Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (75803)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I feel secure using PayPal to pay for products.

I feel secure using PayPal to pay for products. Reviewed on: 16th April 2026

I am a fan of PayPal Credit.

I am a fan of PayPal Credit. It’s easy to use and allows me sufficient time to purchase and payback large items without paying interest. The PayPal credit card is a good addition to make it easier to use when PayPal isn’t a payment option with a retailer. I would recommend for people that payback their credit before interest is due. Reviewed on: 16th April 2026

Been with PayPal for quite a few years and only ever...

Been with PayPal for quite a few years and only ever had good experiences, excellent customer service and rapid resolution when there have been problems with 3rd-party merchants Reviewed on: 16th April 2026

Good rate and promotional offer giving enough time t...

Good rate and promotional offer giving enough time to pay back Reviewed on: 16th April 2026

Great service

PayPal is great and efficient always quick and efficient Reviewed on: 16th April 2026

Reliable and Efficient

I enjoy using PayPal for its ease of payment and overall convenience. Transactions are quick and straightforward and appreciate how they always step in and help resolve issues with merchants when needed. I do wish all merchant offered PayPal as a payment option. It’s a service I find dependable and easy to use. Reviewed on: 16th April 2026

wonderful and helpful staff are excellent

wonderful and helpful staff are excellent Reviewed on: 16th April 2026

Paypal Credit. Quick, Efficient. Affordable

Paypal credit is so quick and easy to set up and use. Communication is excellent and I always know what i owe and when I have to pay. Fabulous for short term large payouts. When the cost of my weightloss medication almost doubled paypal credit helped me to be able to stay on track and afford it. I recommend it to all of my family and friends. Reviewed on: 16th April 2026

Very happy PayPal use for years!

I have been using PayPal for many years. Luckily I have only had to use their customer service once and they were very good. In general I have not really had any problems at all, I rely on it for a number of things such as: paying for products online, in shops with the virtual debit card whilst earning points for discounts, the Credit Card feature, spread payments for larger purchases, pay in 3 and sending and receiving money from friends or selling stuff over the years. I also use it for being paid for surveys I take as a side hustle. My only negative I would say is the exchange rate from dollars to pounds is not great as it is lower than I would hope for. But overall I cannot complain for a free service with many features. It's reliable, easy to use and accepted everywhere pretty much. Very happy customer and looking forward to any new features they add. Reviewed on: 16th April 2026

Simple, Secure, and Flexible Payments with PayPal

PayPal is a safe and convenient way to shop online. I don’t need to share my card details with multiple websites, which gives me extra peace of mind. It also makes it easy to track all my transactions in one place. The PayPal Credit option, with 4 interest-free payments, is especially helpful for unplanned purchases or trips, allowing me to manage my spending without stress. The PayPal Pay in 3 feature is another great tool—it makes it easier to budget and spread the cost of purchases in a simple, flexible way. Overall, it’s a reliable solution for secure payments and better financial control. Reviewed on: 16th April 2026

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