Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147718 reviews)

View other PayPal products

4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147718)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really good service, if it’s available I will always...

Really good service, if it’s available I will always select it first Reviewed on: 18th June 2026

Perfect site

I love PayPal for helping me with fast and secure transactions. It’s easy to use and I know my transactions are safe. Reviewed on: 18th June 2026

Nah I’m good allow it

Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Always useful to have

Always useful to have in case it’s needed. Pay in 3 and pay over 4 months with no interest are really helpful to have Reviewed on: 18th June 2026

Great service monthly payments

Great service would recommend and use again Reviewed on: 18th June 2026

Having PayPal credit is so helpful.

Having PayPal credit is so helpful. When I cannot afford to pay in one way I am always using PayPal pay in 3 or PayPal credit pay in 4 months with 0 interest Reviewed on: 18th June 2026

Convenient

An easy way to pay, and excellent communication Reviewed on: 18th June 2026

PayPal credit has been very easy to use and provided...

PayPal credit has been very easy to use and provided quick and convenient method of paying for high cost things easily. I aim as much as possible to pay things off in the interest free timeframe which is really useful. If you miss it though the interest rates are high Reviewed on: 18th June 2026

I use PayPal regularly and feel I can trust it in ha...

I use PayPal regularly and feel I can trust it in handling transactions or any disputes Reviewed on: 18th June 2026

PayPal is very good I have been using for more than...

PayPal is very good I have been using for more than 20 years. Always the go to for paying Reviewed on: 18th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3758 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78997 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub