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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (61463 reviews)

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4.90

Based on 61,463 reviews, last reviewed 13th Apr 2026

980400% increase in 5 star reviews

in the past 90 days

3400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always there when you need them. Always there when you need them. Helps spread the cost of big expenses. Reviewed on: 13th April 2026

Latest lowest rating:

1

I am very disappointed with my experience was handled. I am very disappointed with how my case was handled. The item I received was clearly not as described, and I provided full evidence to support this. ... Read more Reviewed on: 13th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (61463)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very convenient to use and easy ways to pay options...

Very convenient to use and easy ways to pay options Reviewed on: 7th April 2026

Convenient but expensive if not careful

I have had a mixed experience with PayPal Credit. It is easy to use and convenient for spreading payments, especially for online shopping. However, I found the interest rates quite high if you don’t pay on time. Customer service could also be improved, as it can take time to get help. Overall, it is useful but you need to be careful with repayments. Reviewed on: 7th April 2026

Excellent service

Very relatable everything is explain and if you need a customer service they are great. I spoke with a lady over the phone and she explain to me all very clearly Reviewed on: 7th April 2026

L;OVE IT WORKS WELL

HELPS VERY WELL GREAT TO HAVE TO FALL BACK ON WHEN YOU REALLY CANT WAIT FOR THAT PURCHASE YOUVE BEEN LONGING FOR Reviewed on: 7th April 2026

Very secure for payment and I really like PayPal cre...

Very secure for payment and I really like PayPal credit card as you can now pay in shops and you get 4 months interest free Reviewed on: 7th April 2026

Anazing app and clarity on the use of products

Anazing app and clarity on the use of products Reviewed on: 7th April 2026

Excellent service and customer experience

Excellent service and customer experience Reviewed on: 7th April 2026

Constantly improving and evoplving

I've used PayPal Credit since it was first available, and found it a very useful option alongside my other payment options, being able to have the peace of mind knowing that I have 4 months interest free is highly useful for making a more expensive purchase viable without impacting credit scores or going through lengthy applications. With the introduction of the PayPal Credit Card allowing purchases to be made more easily and also where PayPal may not be accepted is a welcome feature, and helps to strengthen the overall brand Reviewed on: 7th April 2026

PayPal Credit, your seamless experience.

Dealing with PayPal Credit is totally seamless, efficient and 100% supportive. I can't emphasise how grateful I am to PayPal and their credit services. Their credit services are geared to benefit you the individual, you the customer, you the person who needs assistance. Reviewed on: 7th April 2026

Great service and easy to use.

Great service and easy to use. Only annoying thing was that there is was a family and friends fee for a transaction i made. Reviewed on: 7th April 2026

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